Skip to Content
Start of Content

Mortgage Calculator

Estimate my monthly mortgage payment.

$0.00 This payment amount only includes principal and interest based on a fixed-rate mortgage. If you'll be using an adjustable-rate mortgage, this amount only applies to the fixed period. The monthly payment amount shown is based on information you provided and is only an estimate. It does not include other costs of owning a home, such as property taxes and insurance.See note1
$
$ %
%

What kind of home loan is right for me?

Steps to Homeownership

Buying a house is an exciting time. We'll be here to guide you through each step.

  • Step 1: Get PreapprovedSee note5

    Make the buying process easier when you know what you can spend.

    It only takes a few minutes to get preapproved online.

    • Tell us a little about your finances and where you want to move.
    • We'll check your credit for a better understanding of your outstanding obligations.
    • Get a preapproval letter to help you negotiate better with sellers.
    Get Preapproved Online

  • Step 2: Complete Your Mortgage Application

    Your USAA loan officer makes the application process easier.

    Once you find a home, your loan officer will help you complete the mortgage application. You'll need to provide the documentation listed below:

    • Income statements, such as pay stubs or award letters.
    • Current bank statements.
    • Other supporting documents as needed. We'll walk you through it.

  • Step 3: Almost There!

    We'll let you know if more information is needed.

    During the application review, we'll check to make sure that the following items are correct.:

    • We have all the required documents.
    • Your supporting documents match the application.
    • The title is clear.

    We'll provide status updates and let you know if we need anything more from you. During this time, keep your documents on hand in case you need to reference them again.

  • Step 4: Get Your Keys

    Congratulations on your new home!

    When all the paperwork is approved, you'll be ready to close. To get the keys, you'll need the items listed below:

    • Your ID — a driver's license, passport or military ID
    • A cashier's check or wire transfer to cover your closing costs and down payment

USAA Home Learning Center

Homebuying 101

Getting Started

Finding Your Home

Financing Your Home

Closing on Your Home

Additional Information