Insurance
Get more peace of mind and financial protection for the people and possessions that matter to you.
Insurance and protection articles
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Understanding life insurance riders, benefits and options
Life insurance contracts can provide more than a death benefit. Use this guide to better understand the riders, benefits and options to consider when buying life insurance.
Read article Understanding life insurance riders, benefits and options
What you need to know when filing your first insurance claim
If you've never filed an insurance claim before, it can be confusing. This article will help first time claimants navigate some of the finer points of filing an auto or property insurance claim.
Read article What you need to know when filing your first insurance claim
Guide to supplemental health insurance
Discover the benefits of supplemental health insurance. Learn how it complements your primary coverage. Get insights and make informed choices.
Read article Guide to supplemental health insurance
8 reasons auto insurance rates are rising
Unexplained auto insurance rate increases can be frustrating. Here are possible reasons your premiums can rise.
Read article 8 reasons auto insurance rates are rising
Medicare Advantage plan considerations
Understand the considerations for Medicare Advantage plans, to help make informed decisions about your healthcare coverage.
Read article Medicare Advantage plan considerations
How much does life insurance cost?
The cost of life insurance is determined by many factors, from health to type of coverage. This guide breaks down what affects your out-of-pocket premiums.
Read article How much does life insurance cost?
How to prep your finances for a natural disaster
Floods, fires and other natural disasters can destroy everything in their path, but they shouldn't devastate your finances.
Read article How to prep your finances for a natural disaster
House fire prevention tips to protect your family and assets
Discover essential house fire prevention tips to safeguard your loved ones and investment. Learn how to protect against common house fire causes.
Read article House fire prevention tips to protect your family and assets
Life insurance advice: Making the right choices for your family
Life insurance advice for families: Who are you protecting? Who needs coverage? And how much do you need to cover your family's expenses?
Read article Life insurance advice: Making the right choices for your family
Does homeowners insurance cover roof damage from trees?
Discover your coverage options and learn how to protect your property from fallen trees.
Read article Does homeowners insurance cover roof damage from trees?
Pros and cons of common life insurance strategies
The pros and cons of three common life insurance coverage strategies including coverage timelines, costs and risk.
Read article Pros and cons of common life insurance strategies
Condo living: What kind of insurance do I need?
Learn about the difference between homeowners and condo insurance, and how to evaluate your insurance needs as a condo owner to get the right coverage.
Read article Condo living: What kind of insurance do I need?
Accidental death and dismemberment versus life insurance: Understanding the difference
Life insurance terminology doesn't have to be confusing. Learn about Accidental Death and Dismemberment insurance, often abbreviated as AD&D.
Read article Accidental death and dismemberment versus life insurance: Understanding the difference
Who are the professionals you need for your small business?
Someone having your back in the field is essential. USAA can help give you the tools and guidance you'll need when starting your small business.
Read article Who are the professionals you need for your small business?
20 factors that affect property insurance rates
From the age of your home to the things on your property, there are many factors that providers look at when setting property insurance rates.
Read article 20 factors that affect property insurance rates
Why flood insurance is a wise bet for homeowners
Just because you don't live in a recent flood zone doesn't mean you're not at risk. Find out if flood insurance is right for you.
Read article Why flood insurance is a wise bet for homeowners
What happens when your car is totaled?
Do you know what your steps are if your car is considered a total loss? Let us help you understand what you need to do.
Read article What happens when your car is totaled?
Get extra liability protection with Umbrella Insurance.
When a claim exceeds the limit of your home or auto liability insurance, a personal umbrella policy can help cover the rest and give you peace of mind.
Read article Get extra liability protection with Umbrella Insurance.
Life insurance in retirement: planning for security.
Discover how life insurance can enhance your retirement security and provide for your loved ones.
Read article Life insurance in retirement: planning for security.
Auto insurance tip: Are you buying too much car?
How much can you really afford to spend on a vehicle? Here's what you need to know about auto insurance before buying a new car.
Read article Auto insurance tip: Are you buying too much car?
3 benefits of term life insurance
No matter what stage of life, term insurance can be an important part of your plan. Review some important factors to consider when buying term life.
Read article 3 benefits of term life insurance
Rental property headaches and home runs
Here's what you need to know about owning a rental property, dealing with nightmare tenants and why rental property insurance, or landlord insurance, helps protect your investment.
Read article Rental property headaches and home runs
How credit affects insurance premiums
Your credit score doesn't have an impact on your insurance premium, but your overall credit history does. Learn what insurance companies consider when determining premiums.
Read article How credit affects insurance premiums
Do I need rental car insurance?
Your auto policy or credit card may protect you when renting a car. Find out if rental insurance is a must-have or a nice-to-have before getting behind the wheel.
Read article Do I need rental car insurance?
Avoid these ten deadly driving distractions.
From texting to rubbernecking, distracted driving can be deadly. Read on to learn about 10 driving distractions to avoid.
Read article Avoid these ten deadly driving distractions.
Military life insurance: Is SGLI enough?
SGLI is a great, low-cost benefit that should be a part of every service member's financial plan. However, it may not be enough for your long-term financial goals.
Read article Military life insurance: Is SGLI enough?
Guide to health insurance for military veterans
Navigate your post-service health care with this health insurance guide for veterans, so you can find the right coverage for you and your family.
Read article Guide to health insurance for military veterans
Protect your property and yourself from uninsured and underinsured drivers.
Learn how a collision deductible works and how to choose one that fits your needs.
Read article Protect your property and yourself from uninsured and underinsured drivers.
How can smart home devices save you money?
Connected smart home devices may be able to save you money on your insurance premiums and more.
Read article How can smart home devices save you money?
Is renters insurance worth it?
Many people believe the benefits of renters insurance outweigh the costs. Here's how to decide if it's right for you.
Read article Is renters insurance worth it?
Dental and vision insurance basics: Keep your health and wealth protected.
Dental and vision insurance provide many health and financial benefits. Follow this guide for making the right choices and employing preventive care.
Read article Dental and vision insurance basics: Keep your health and wealth protected.
How to get the best military discounts
We've put together a list of special deals and discounts for active duty, veterans, reservists and their families.
Read article How to get the best military discounts
Help protect yourself and your stuff on vacation.
These precautions can help you avoid a burglary or financial loss, whether leaving the country or just your hometown.
Read article Help protect yourself and your stuff on vacation.
5 tips for better auto insurance
You may be able to start saving on your auto insurance policy today. Simply remember these five tips and insights.
Read article 5 tips for better auto insurance
USAA Member guide to natural disaster evacuation
Get prepared to safely evacuate from a wildfire, hurricane or other natural disaster.
Read article USAA Member guide to natural disaster evacuation
What you need to know about homeowners insurance and water damage coverage
Homeowners insurance policies cover certain types of water damage. Learn what situations qualify and ways you can prevent leaks and water damage.
Read article What you need to know about homeowners insurance and water damage coverage
Insuring your bicycle or e-bike
Discover how bike insurance can protect you against theft, damage, injury, liability and other potential risks of owning a valuable bicycle or e-bike.
Read article Insuring your bicycle or e-bike
Health care in retirement: Medicare basics
Aging into Medicare is all about planning and doing so with the best information possible. Check out how to prepare for this change.
Read article Health care in retirement: Medicare basics
MedPay versus PIP: Do you really need the extra coverage?
Learn the differences between MedPay and PIP policies so you can determine which coverage makes the most sense for your needs and budget.
Read article MedPay versus PIP: Do you really need the extra coverage?
What is renters insurance?
Renters insurance can help protect your personal property and cover you financially. Learn more about what renters insurance covers.
Read article What is renters insurance?
Employee supplemental life versus term life: Which is right for you?
Learn the differences between employee supplemental life insurance and term life insurance to make the best decision for your family's life insurance needs.
Read article Employee supplemental life versus term life: Which is right for you?
Tips for mobile home living: Is it right for you?
If you're trying to decide whether a mobile home makes sense for you or your family, cost is just one consideration. Check out what you need to know about mobile homes.
Read article Tips for mobile home living: Is it right for you?
How to protect your home from earthquakes
Mitigating earthquake damage and protecting your home starts with reinforcement, bracing and securing your property. Learn how to prepare your home for earthquakes.
Read article How to protect your home from earthquakes
Why you need renters insurance, especially in the military
Renters insurance helps protect your belongings in more ways than you might think. Find out why you need renters insurance, especially in the military.
Read article Why you need renters insurance, especially in the military
How to choose between TRICARE Reserve Select and civilian health insurance
Life as a Reserves or National Guard service member is a full-time balancing act. Learn how to choose between TRICARE Reserve Select and civilian health insurance.
Read article How to choose between TRICARE Reserve Select and civilian health insurance
The real costs of driving and insuring your electric vehicle
Electric vehicles offer many opportunities for drivers to save money. But how do they impact your auto insurance premium?
Read article The real costs of driving and insuring your electric vehicle
Group life insurance: Understanding coverage and options
Learn about group life insurance policies, including SGLI, VGLI and employer life insurance, and how they can differ from individual coverage.
Read article Group life insurance: Understanding coverage and options
Protect what's yours: Car insurance and auto theft
Here's what you need to know about the different types of auto policies, what's covered under each, and how you can help keep your car safe from unwelcome people.
Read article Protect what's yours: Car insurance and auto theft
Health Insurance 101 - Key terms and costs
Health insurance plans and costs can vary. This guide is intended to provide an overview of how to acquire health insurance, what key terms to learn and examples of what kind of expenses you should plan for.
Read article Health Insurance 101 - Key terms and costs
A guide to life insurance for cancer patients and cancer survivors
Discover how cancer patients and survivors can obtain life insurance coverage with this informative guide. Learn about policies and underwriting guidelines.
Read article A guide to life insurance for cancer patients and cancer survivors
Should you buy life insurance with a long-term care rider?
Should you need long-term care, life insurance with a long-term care rider can help pay for it. Find out how an LTC rider works to decide if it's right for you.
Read article Should you buy life insurance with a long-term care rider?
Giving the gift of life insurance
Life insurance is the gift that keeps giving. Learn how to gift a life insurance policy, and all the benefits involved.
Read article Giving the gift of life insurance
Life insurance for seniors: What you need to know
Understanding life insurance for seniors, whether it's for your parents, loved ones or yourself, can offer peace of mind.
Read article Life insurance for seniors: What you need to know
Car insurance 101 for college students
Getting ready to go to college? Here's what you need to know about car insurance for college students.
Read article Car insurance 101 for college students
The ultimate guide to protecting your mobile home
If you're trying to decide whether a mobile home makes sense for you or your family, cost is just one consideration. Read on to learn more.
Read article The ultimate guide to protecting your mobile home
10 questions to ask when buying life insurance
Life insurance is an important investment for your family's future. Ask these essential questions to make sure you're getting the right policy for your needs.
Read article 10 questions to ask when buying life insurance
Does your college student need life insurance?
Life insurance for college students might not seem important, but it can help cover student loan debt and set your student up for financial success as an adult.
Read article Does your college student need life insurance?
Life insurance 101: Basics you should know
Getting life insurance is an important decision with a lot of factors involved. It's important to know why you need it and how it's going to help you. But insurance companies often have the bad habit of thinking that you speak fluent insurance.
Read article Life insurance 101: Basics you should know
When to consider survivorship life insurance
Explore the ideal circumstances and benefits that make survivorship life insurance worth considering for your long-term financial planning.
Read article When to consider survivorship life insurance
How often should I review my life insurance policy?
Learn how, when and why to review your life insurance policy to make sure it?s still meeting your life insurance needs.
Read article How often should I review my life insurance policy?
Why you need life insurance during a recession
In an economic downturn, a life insurance policy is one of the best ways to protect your family from unnecessary financial hardship.
Read article Why you need life insurance during a recession
How can a safe driving app save you money?
Safe driver discounts are a great way to save money on car insurance. We'll show you how they work and how drivers can qualify with a safe driving app.
Read article How can a safe driving app save you money?
Understanding life insurance for spouses
Learn how a spousal life insurance policy works, and when to consider purchasing a policy for your spouse.
Read article Understanding life insurance for spouses
Does your credit score affect your life insurance?
Having good credit history can not only increase your chances of qualifying for a mortgage or car loan, it can also impact your ability to obtain life insurance.
Read article Does your credit score affect your life insurance?
Selling a life insurance policy: What you need to know
Wondering if you can sell or cash out your life insurance policy? Learn the details of who can and should sell or cash out their life insurance.
Read article Selling a life insurance policy: What you need to know
Everything you need to know about the SR-22
Trying to get back on the road? An SR-22 document can be key, but not everyone can get one. Here's what you need to know about this important form.
Read article Everything you need to know about the SR-22
Why you need a life insurance agent
Discover the crucial role a life insurance agent can play in securing financial protection for you and your family. Learn how they can provide peace of mind.
Read article Why you need a life insurance agent
Winter driving safety and tips
Driving in winter weather can be intimidating. Stay safe and be prepared by following these top winter driving tips.
Read article Winter driving safety and tips
Losing Medicaid coverage: Here are 6 steps to take
Millions of Americans may lose Medicaid coverage due to changes in COVID-era policies. Here are six steps to take if you are one of them.
Read article Losing Medicaid coverage: Here are 6 steps to take
What to do if you've been denied life insurance
There are different reasons why your life insurance application may have been denied. Learn why and the best next steps to getting coverage.
Read article What to do if you've been denied life insurance
Homeowners insurance for the first-time homebuyer
What the first-time homebuyer needs to know about homeowners insurance.
Read article Homeowners insurance for the first-time homebuyer
Help protect your loved ones from rising funeral costs.
Leaving behind a large funeral expense can be emotionally and financially stressful to your loved ones. Find out how to mitigate funeral costs and if life insurance should be part of your plan.
Read article Help protect your loved ones from rising funeral costs.
Should you bundle your life insurance?
If you have multiple types of insurance from the same company, such as life and auto insurance, bundling your policies might be a good idea.
Read article Should you bundle your life insurance?
How to talk about life insurance with your loved ones
Learn why it's important to talk about life insurance with your loved ones and how to get the discussion started.
Read article How to talk about life insurance with your loved ones
Should you self-insure for life insurance?
Self-insurance is financial strategy in which an individual or organization puts aside funds to cover potential losses instead of using standard insurance.
Read article Should you self-insure for life insurance?
Can I benefit from a health savings account?
Health savings accounts are a smart way to pay for medical expenses. And they have tax benefits.
Read article Can I benefit from a health savings account?
Military spouse life insurance: a complete guide
Learn about spousal life insurance coverage provided by the military and what options there are to supplement your policy if FSGLI isn't enough.
Read article Military spouse life insurance: a complete guide
Life insurance as a charitable gift
Life insurance is the gift that keeps giving. Learn about how to gift a life insurance policy and all of the benefits involved.
Read article Life insurance as a charitable gift
What to look for when choosing a life insurance provider
Understanding life insurance can be tricky. Selecting a provider doesn't have to be. Here are things to look for when choosing a life insurance provider.
Read article What to look for when choosing a life insurance provider
How to compare life insurance policies
Review all your options to make sure you?re getting the best policy to meet your needs.
Read article How to compare life insurance policies
Loss of a loved one: Things to know before handling an estate.
Here are some important things to discuss with your legal, tax or financial professionals as you deal with the loss of a loved one.
Read article Loss of a loved one: Things to know before handling an estate.
What happens when term life insurance expires?
You've outlived your term life insurance policy. What happens to your policy at its expiration and what options do you have as a consumer?
Read article What happens when term life insurance expires?
BBI versus UBI: What's the difference?
Behavior-based insurance and usage-based insurance are auto insurance programs that help save drivers money on their policy based on how much and how safe they drive.
Read article BBI versus UBI: What's the difference?
Protecting your net worth with umbrella insurance
Discover what umbrella insurance covers, how it helps safeguard your assets, and why it's important to have financial protection against liability claims and lawsuits.
Read article Protecting your net worth with umbrella insurance
What is life insurance conversion?
Learn about when you should consider converting your term policy to whole life, for maximum coverage.
Read article What is life insurance conversion?
Tornado warning: 7 ways to prepare yourself
About 1,200 tornadoes hit the United States every year. Here are seven ways to prepare you and your family for tornado season this year.
Read article Tornado warning: 7 ways to prepare yourself
Do I need life insurance if I'm single?
Life insurance can be a good source of protection to have. Learn if life insurance is worth it for single people.
Read article Do I need life insurance if I'm single?
Life insurance and dangerous hobbies: How do they affect your premiums?
Learn how high-risk activities, such as scuba diving, skydiving and motocross, can affect your life insurance coverage and premiums.
Read article Life insurance and dangerous hobbies: How do they affect your premiums?
Life insurance medical exams: What to expect
A medical exam may be required before you can be insured. Here's what to expect and how to prepare for a medical exam for life insurance.
Read article Life insurance medical exams: What to expect
Should I get life insurance in my 20s?
If you're in your 20s, purchasing life insurance may be one of the best long-term financial decisions you can make.
Read article Should I get life insurance in my 20s?
What Is The Human Life Value Approach to Life Insurance?
Get a detailed explanation of the human life value concept and how to calculate HLV.
Read article What Is The Human Life Value Approach to Life Insurance?
Life insurance and divorce: What happens next?
Navigating life insurance after a divorce can be confusing. Read on to learn the things you should consider regarding life insurance and divorce.
Read article Life insurance and divorce: What happens next?
Get ahead of the storm: Check your coverage before hurricane season
It's important to know what your policy already covers. Review your insurance policies before hurricane season to identify any coverage gaps.
Read article Get ahead of the storm: Check your coverage before hurricane season
How much is teen car insurance?
Learn about the average cost of car insurance for teens, ways to reduce costs and more.
Read article How much is teen car insurance?
Understanding homeowners insurance
Learn more about the ins and outs of your homeowners insurance policy.
Read article Understanding homeowners insurance
Quick tips to get covered with life insurance
Life insurance is a basic building block of your finances. These quick tips can help steer you toward a life insurance policy that works for you.
Read article Quick tips to get covered with life insurance
General liability insurance versus professional liability insurance
Explore the differences between general liability insurance and professional liability insurance to determine how best to protect your business.
Read article General liability insurance versus professional liability insurance
5 tips for beneficiaries: Planning for the future
Planning for the unexpected is important. Use these tips to navigate the various financial decisions that come with losing a loved one.
Read article 5 tips for beneficiaries: Planning for the future
Survivor Benefit Plan Open Season
Learn about the upcoming Survivor Benefit Plan (SBP) open season and how it offers important protection for military families.
Read article Survivor Benefit Plan Open Season
