How to save

How to save using visualization: Elapsed time 06 seconds [00:06]

Finding it hard to save? You're not alone. Some experts say we have our ancestors to blame for that. To help you overcome your inner caveman or caveperson's drive to consume instead of save, try a technique called visualization.

Here's how it works.

Grab an item of sentimental value: Elapsed time 27 seconds [00:27]

Start by recalling in detail how and where you received the item, then think about your feelings and values attached to it.

Identify your top savings goals: Elapsed time 38 seconds [00:38]

Now try to think about how you can apply similar feelings and values to your savings goals so they have the same level of importance to you.

Picture yourself achieving your goals: Elapsed time 57 seconds [00:57]

You might be sitting on the beach or driving a brand-new vehicle.

Make a spending plan: Elapsed time 59 seconds [00:59]

The word "budget" sometimes triggers negative thoughts about saving. Instead, think in terms of planning how you'll spend to reach your goal. Keep picturing your goal and how you'll get there. You might find that you save more.

Separate your savings goals and be specific: Elapsed time 1 minutes 14 seconds [01:14]

Open a savings account for each goal and nickname it. The more specific the better, such as next summer's beach vacation.

Set up automatic saving: Elapsed time 1 minutes 27 seconds [01:27]

Once you've focused on why you're saving, set up automatic direct deposits or transfers. That will help you make saving a priority.

Take a time out: Elapsed time 1 minutes 38 seconds [01:38]

If you get the impulse to spend on something that could disrupt your savings vision, take a pause. Ask yourself: Do I really need it? How will I feel about it in a week?

Stay true to your values: Elapsed time 1 minutes 51 seconds [01:51]

Peer pressure can steer you away from your saving endgame. Commit to what's important to you and your family's financial well-being.

It's as simple as seeing your goal, planning your spending and boosting your savings.

After you visualize your savings goals, visit usaa.com/savings to start saving today!

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