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Make your move with Active&Fit Direct™.

Enjoy $0 enrollment fees, no long-term contracts and no annual fees.‍ ‍ See note 1,‍ ‍ See note 2

Learn more and Save on gym memberships (Opens new window)

Active and Fit Direct logo

USAA Perks® has an alliance with the Active&Fit Direct program.‍ ‍ See note 1,‍ ‍ See note 2 Fitness features include top gyms, 1-on-1 well-being coaching and thousands of free on-demand workout videos.

Save big in the new Active&Fit Direct Marketplace.

Enrolled members get 10% to 50% off wellness products. Unlock exclusive deals on gear, gadgets and apparel from Adidas®, New Balance®, Fitbit®, NutriBullet®, Therabody® and more.‍ ‍ See note 1

Fuel your workouts with the Active&Fit Direct program.

For $28 a month, you can get access to your choice of thousands of gyms and other great features.‍ ‍ See note 1

More than 12,800 gyms

Visit the gyms you know and love, including 24 Hour Fitness®, Anytime Fitness®, Workout Anytime®, Crunch Fitness® and more.

Over 10,200 exercise studios

Work out at premium studios including Pure Barre®, Club Pilates®, YogaSix® and more. Choose from yoga, cycling and other specialized studio classes.

Over 15,000 workout videos

Reach your fitness goals at home. Stream over 15,000 workout videos designed for all fitness levels, at no cost to you, even before you enroll.

USAA members enjoy these benefits.

Low costs

For just $28 a month, you can find your perfect gym from thousands of options nationwide with no enrollment fees.

No long-term contracts

Enjoy the flexibility to change your mind with no long-term contracts. Easily switch gyms or cancel online.

1:1 well-being coaching

Get coaching for things like fitness, nutrition and stress management as part of your membership.

Spouse membership options

Work out with your partner. Sign up your spouse and help them save on their fitness journey.

Make wellness a way of life.

Earn rewards at over 1,100 stores through MemberShop®, including plenty of health and wellness stores like VitaminShoppe.com, Under Armour and Walgreens.‍ ‍

Shop now and get deals from more than 1100+ stores (Opens new window)

Make wellness a way of life.

Earn rewards at over 1,100 stores through MemberShop®, including plenty of health and wellness stores like VitaminShoppe.com, Under Armour and Walgreens.‍ ‍

Shop now and get deals from more than 1100+ stores (Opens new window)

USAA Perks® is a free benefit of membership.

USAA Perks® has been helping its members save money on everyday needs for over 40 years. In the last 5 years alone, USAA Perks® has saved members a total of $1.24 billion.‍ ‍ See note 3

The program continuously adds new retailers and top brands, expanding member options for savings. Best of all, USAA Perks® is entirely free to use for all USAA members; it's included with your membership.

Join USAA, Learn more about joining USAA

Learn more about USAA membership

Exercise your gym rights just about anywhere.

Enroll today and get your Active&Fit Direct fitness card to make lasting health changes. Show your card at your selected fitness center or use it to meet 1-on-1 with a virtual wellbeing coach.

Learn more and Save on gym memberships (Opens new window)

Exercise your gym rights just about anywhere.

Enroll today and get your Active&Fit Direct fitness card to make lasting health changes. Show your card at your selected fitness center or use it to meet 1-on-1 with a virtual wellbeing coach.

Learn more and Save on gym memberships (Opens new window)

Explore other USAA Perks®.

Travel

  • Car rentals (Opens new window)
  • Hotels (Opens new window)
  • Cruise (Opens new window)
  • Travel Insurance (Opens new window)
  • Flights (Opens new window)
  • Resorts (Opens new window)
  • Tours (Opens new window)

Home

  • SimpliSafe (Opens new window)
  • First Alert Honeywell Home (Opens new window)
  • The Junkluggers (Opens new window)
  • Roost (Opens new window)
  • Contractor Connection (Opens new window)
  • Consumer Cellular (Opens new window)

Car care

  • GoodYear (Opens new window)
  • RepairPal (Opens new window)
  • Car Advise (Opens new window)
  • Rollick RV (Opens new window)

Shopping

  • FTD Flowers & Gifts (Opens new window)
  • 1-800-Flowers.com
    (Opens new window)
  • Theme parks and tickets (Opens new window)
  • Sports and concerts (Opens new window)
  • MemberShop (Opens new window)
  • TurboTax (Opens new window)
  • FedEx (Opens new window)

Health

  • Active&Fit (Opens new window)
  • GoodRx (Opens new window)
  • Home Chef (Opens new window)

Moving

  • PODs Moving & Storage (Opens new window)
  • Budget Truck Rental (Opens new window)
  • Enterprise Truck Rental (Opens new window)
  • Atlas Van Lines (Opens new window)

Explore other USAA Perks®.

Travel

  • Car rentals
  • Hotels
  • Cruise
  • Travel Insurance
  • Flights
  • Resorts
  • Tours

Home

  • SimpliSafe
  • First Alert Honeywell Home
  • The Junkluggers
  • Roost
  • Contractor Connection
  • Consumer Cellular

Car care

  • GoodYear
  • RepairPal
  • Car Advise
  • Rollick RV

Shopping

  • FTD Flowers & Gifts
  • 1-800-Flowers.com
  • Theme parks and tickets
  • Sports and concerts
  • MemberShop
  • TurboTax
  • FedEx

Health

  • Active&Fit
  • GoodRx
  • Home Chef

Moving

  • PODs Moving & Storage
  • Budget Truck Rental
  • Enterprise Truck Rental
  • Atlas Van Lines

Related footnotes:

  1. *Plus a $28 program enrollment fee and applicable taxes. Costs for premium exercise studios exceed $28/mo. plus applicable taxes. Fees vary based on premium fitness studios selected.

    **$28 enrollment fee waived 3/1/26 12:01 a.m. - 5/31/26 11:59 p.m. PT.

    The Active&Fit Direct™ program is provided by American Specialty Health Fitness, Inc., a subsidiary of ASH. Active&Fit Direct and the Active&Fit Direct logos are trademarks of ASH and used with permission herein. Other names or logos may be trademarks of their respective owners. Standard fitness center and premium studio participation varies by location and is subject to change. Other restrictions may apply based on the location of your selected fitness center. Some large chains may not offer access to multiple locations with their brand. Some fitness centers do not participate in the Active&Fit Direct network for all Program Sponsors. On-demand workout videos are subject to change. ASH reserves the right to modify any aspect of the Program (including, without limitation, the Enrollment Fee, the Monthly Fee(s), any future Annual Maintenance fees, and/or the Introductory Period) at any time per the terms and conditions. If we modify a fee or make a material change to the Program, we will provide you with no less than 30 days’ notice prior to the effective date of the change. We may discontinue the Program at any time upon advance written notice. © 2026 American Specialty Health Incorporated (ASH). All rights reserved.

  2. The Active&Fit Direct program is provided by American Specialty Health Fitness, Inc., a subsidiary of American Specialty Health Incorporated (ASH). Active&Fit Direct and the Active&Fit Direct logo are trademarks of ASH and used with permission herein.

  3. Savings figures are based on information collected by Alliance Services Company, LLC and are based on purchases of discounted goods and services during the calendar years of 2020-2024. Due to the nature of individual member program usage, actual savings might differ from the estimated figures.

Related footnotes:

  1. Use of the term "member" or "membership" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change.

  2. By clicking on a vendor product or service, USAA may share your personal information (e.g. name, email, USAA Number, etc.) with these companies for authentication purposes and to facilitate your effort to transact business with their company

  3. The USAA Perks program is provided through USAA Alliance Services LLC, a wholly owned subsidiary of USAA. USAA Alliance Services contracts with companies not affiliated with USAA to offer their products and services to members and customers. USAA Alliance Services receives compensation from these companies based on the sale of these products or services. When you purchase a product or service from one of these companies, that company is responsible for protecting your data and its processes and procedures may differ from those of USAA. These companies have sole financial responsibility for their products and services.

  4. The trademarks, logos and names of other companies, products and services are the property of their respective owners.

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