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USAA Federal Savings Bank FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Savings account rates

Rates by account type

Variable Annual Percentage Yield, or APY, shown are current as of §. Rates are subject to change. Fees may reduce earnings.

Learn more about .

Annual Percentage Yield, or APY

The APY is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a 365-day period (366 in a leap year).
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USAA Performance First® Savings rates

You earn more interest when you pair your USAA Performance First® Savings account with our Relationship Rates Program.

Rates for a daily ledger balance less than $10,000

Rates types

Standard (Not Enrolled)

Annual percentage yield (APY)

§%

Rates types

Base Relationship Rate

Annual percentage yield (APY)

§§%

Rates types

Premium Relationship Rate

Annual percentage yield (APY)

§§%

Rates types

Military-Pay Relationship Rate

Annual percentage yield (APY)

§§%
Rates for a daily ledger balance less than $10,000
Rates types Annual percentage yield (APY)

Standard (Not Enrolled)

§%

Base Relationship Rate

§§%

Premium Relationship Rate

§§%

Military-Pay Relationship Rate

§§%
Rates for a daily ledger balance less than $10,000
Rates types

Standard (Not Enrolled)
Annual percentage yield (APY)

§%
Rates types

Base Relationship Rate
Annual percentage yield (APY)

§§%
Rates types

Premium Relationship Rate
Annual percentage yield (APY)

§§%
Rates types

Military-Pay Relationship Rate
Annual percentage yield (APY)

§§%
Rates for a daily ledger balance $10,000 to $24,999.99

Rates types

Standard (Not Enrolled)

Annual percentage yield (APY)

§%

Rates types

Base Relationship Rate

Annual percentage yield (APY)

§%

Rates types

Premium Relationship Rate

Annual percentage yield (APY)

§%

Rates types

Military-Pay Relationship Rate

Annual percentage yield (APY)

§%
Rates for a daily ledger balance $10,000 to $24,999.99
Rates types Annual percentage yield (APY)

Standard (Not Enrolled)

§%

Base Relationship Rate

§%

Premium Relationship Rate

§%

Military-Pay Relationship Rate

§%
Rates for a daily ledger balance $10,000 to $24,999.99
Rates types

Standard (Not Enrolled)
Annual percentage yield (APY)

§%
Rates types

Base Relationship Rate
Annual percentage yield (APY)

§%
Rates types

Premium Relationship Rate
Annual percentage yield (APY)

§%
Rates types

Military-Pay Relationship Rate
Annual percentage yield (APY)

§%
Rates for a daily ledger balance $25,000 to $49,999.99

Rates types

Standard (Not Enrolled)

Annual percentage yield (APY)

§%

Rates types

Base Relationship Rate

Annual percentage yield (APY)

§%

Rates types

Premium Relationship Rate

Annual percentage yield (APY)

§%

Rates types

Military-Pay Relationship Rate

Annual percentage yield (APY)

§%
Rates for a daily ledger balance $25,000 to $49,999.99
Rates types Annual percentage yield (APY)

Standard (Not Enrolled)

§%

Base Relationship Rate

§%

Premium Relationship Rate

§%

Military-Pay Relationship Rate

§%
Rates for a daily ledger balance $25,000 to $49,999.99
Rates types

Standard (Not Enrolled)
Annual percentage yield (APY)

§%
Rates types

Base Relationship Rate
Annual percentage yield (APY)

§%
Rates types

Premium Relationship Rate
Annual percentage yield (APY)

§%
Rates types

Military-Pay Relationship Rate
Annual percentage yield (APY)

§%
Rates for a daily ledger balance $50,000 to $99,999.99

Rates types

Standard (Not Enrolled)

Annual percentage yield (APY)

§%

Rates types

Base Relationship Rate

Annual percentage yield (APY)

§%

Rates types

Premium Relationship Rate

Annual percentage yield (APY)

§%

Rates types

Military-Pay Relationship Rate

Annual percentage yield (APY)

§%
Rates for a daily ledger balance $50,000 to $99,999.99
Rates types Annual percentage yield (APY)

Standard (Not Enrolled)

§%

Base Relationship Rate

§%

Premium Relationship Rate

§%

Military-Pay Relationship Rate

§%
Rates for a daily ledger balance $50,000 to $99,999.99
Rates types

Standard (Not Enrolled)
Annual percentage yield (APY)

§%
Rates types

Base Relationship Rate
Annual percentage yield (APY)

§%
Rates types

Premium Relationship Rate
Annual percentage yield (APY)

§%
Rates types

Military-Pay Relationship Rate
Annual percentage yield (APY)

§%
Rates for a daily ledger balance $100,000 to $249,999.99

Rates types

Standard (Not Enrolled)

Annual percentage yield (APY)

§%

Rates types

Base Relationship Rate

Annual percentage yield (APY)

§%

Rates types

Premium Relationship Rate

Annual percentage yield (APY)

§%

Rates types

Military-Pay Relationship Rate

Annual percentage yield (APY)

§%
Rates for a daily ledger balance $100,000 to $249,999.99
Rates types Annual percentage yield (APY)

Standard (Not Enrolled)

§%

Base Relationship Rate

§%

Premium Relationship Rate

§%

Military-Pay Relationship Rate

§%
Rates for a daily ledger balance $100,000 to $249,999.99
Rates types

Standard (Not Enrolled)
Annual percentage yield (APY)

§%
Rates types

Base Relationship Rate
Annual percentage yield (APY)

§%
Rates types

Premium Relationship Rate
Annual percentage yield (APY)

§%
Rates types

Military-Pay Relationship Rate
Annual percentage yield (APY)

§%
Rates for a daily ledger balance $250,000 to $499,999.99

Rates types

Standard (Not Enrolled)

Annual percentage yield (APY)

§%

Rates types

Base Relationship Rate

Annual percentage yield (APY)

§%

Rates types

Premium Relationship Rate

Annual percentage yield (APY)

§%

Rates types

Military-Pay Relationship Rate

Annual percentage yield (APY)

§%
Rates for a daily ledger balance $250,000 to $499,999.99
Rates types Annual percentage yield (APY)

Standard (Not Enrolled)

§%

Base Relationship Rate

§%

Premium Relationship Rate

§%

Military-Pay Relationship Rate

§%
Rates for a daily ledger balance $250,000 to $499,999.99
Rates types

Standard (Not Enrolled)
Annual percentage yield (APY)

§%
Rates types

Base Relationship Rate
Annual percentage yield (APY)

§%
Rates types

Premium Relationship Rate
Annual percentage yield (APY)

§%
Rates types

Military-Pay Relationship Rate
Annual percentage yield (APY)

§%
Rates for a daily ledger balance $500,000 to $999,999.99

Rates types

Standard (Not Enrolled)

Annual percentage yield (APY)

§%

Rates types

Base Relationship Rate

Annual percentage yield (APY)

§%

Rates types

Premium Relationship Rate

Annual percentage yield (APY)

§%

Rates types

Military-Pay Relationship Rate

Annual percentage yield (APY)

§%
Rates for a daily ledger balance $500,000 to $999,999.99
Rates types Annual percentage yield (APY)

Standard (Not Enrolled)

§%

Base Relationship Rate

§%

Premium Relationship Rate

§%

Military-Pay Relationship Rate

§%
Rates for a daily ledger balance $500,000 to $999,999.99
Rates types

Standard (Not Enrolled)
Annual percentage yield (APY)

§%
Rates types

Base Relationship Rate
Annual percentage yield (APY)

§%
Rates types

Premium Relationship Rate
Annual percentage yield (APY)

§%
Rates types

Military-Pay Relationship Rate
Annual percentage yield (APY)

§%
Rates for a daily ledger balance $500,000 to $999,999.99

Rates types

Standard (Not Enrolled)

Annual percentage yield (APY)

§%

Rates types

Base Relationship Rate

Annual percentage yield (APY)

§%

Rates types

Premium Relationship Rate

Annual percentage yield (APY)

§%

Rates types

Military-Pay Relationship Rate

Annual percentage yield (APY)

§%
Rates for a daily ledger balance $500,000 to $999,999.99
Rates types Annual percentage yield (APY)

Standard (Not Enrolled)

§%

Base Relationship Rate

§%

Premium Relationship Rate

§%

Military-Pay Relationship Rate

§%
Rates for a daily ledger balance $500,000 to $999,999.99
Rates types

Standard (Not Enrolled)
Annual percentage yield (APY)

§%
Rates types

Base Relationship Rate
Annual percentage yield (APY)

§%
Rates types

Premium Relationship Rate
Annual percentage yield (APY)

§%
Rates types

Military-Pay Relationship Rate
Annual percentage yield (APY)

§%

Apply for a Performance First® Savings account.

Minimum deposit to open is $1,000.

Apply now for a Performance First® Savings account

Learn more about Performance First® Savings accounts

USAA Savings

USAA Savings

Daily ledger balance

Less than $1,000

Annual percentage yield (APY)

§§%

Daily ledger balance

$1,000 to $4,999.99

Annual percentage yield (APY)

§§%

Daily ledger balance

$5,000 to $9,999.99

Annual percentage yield (APY)

§§%

Daily ledger balance

$10,000 and over

Annual percentage yield (APY)

§§%

USAA Savings

USAA Savings
Daily ledger balance Annual percentage yield (APY)

Less than $1,000

§§%

$1,000 to $4,999.99

§§%

$5,000 to $9,999.99

§§%

$10,000 and over

§§%
USAA Savings
Daily ledger balance

Less than $1,000
Annual percentage yield (APY)

§§%
Daily ledger balance

$1,000 to $4,999.99
Annual percentage yield (APY)

§§%
Daily ledger balance

$5,000 to $9,999.99
Annual percentage yield (APY)

§§%
Daily ledger balance

$10,000 and over
Annual percentage yield (APY)

§§%

Apply for a USAA Savings account.

Minimum deposit to open is $25.

Apply now for a USAA Savings account

Learn more about USAA Savings accounts

USAA Youth Savings

USAA Youth Savings

Daily ledger balance

Less than $1,000

Annual percentage yield (APY)

§%

Daily ledger balance

$1,000 to $4,999.99

Annual percentage yield (APY)

§§%

Daily ledger balance

$5,000 to $9,999.99

Annual percentage yield (APY)

§§%

Daily ledger balance

$10,000 and over

Annual percentage yield (APY)

§§%

USAA Youth Savings

USAA Youth Savings
Daily ledger balance Annual percentage yield (APY)

Less than $1,000

§%

$1,000 to $4,999.99

§§%

$5,000 to $9,999.99

§§%

$10,000 and over

§§%
USAA Youth Savings
Daily ledger balance

Less than $1,000
Annual percentage yield (APY)

§%
Daily ledger balance

$1,000 to $4,999.99
Annual percentage yield (APY)

§§%
Daily ledger balance

$5,000 to $9,999.99
Annual percentage yield (APY)

§§%
Daily ledger balance

$10,000 and over
Annual percentage yield (APY)

§§%

Apply for a USAA Youth Savings account.

Minimum deposit to open is $25.

Apply now for a USAA Youth Savings account

Learn more about USAA Youth Savings accounts

Related footnotes:

  1. Deposit products and services offered by USAA Federal Savings Bank, Member FDIC. 

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