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RV, motorcycle and boat loans

We can help you finance your next adventure.

Explore the outdoors with our loan options.

All listed rates include a 0.25% discount for using optional automatic payments.‍ ‍ See note 1

RV loans

Get rates as low as §% APR on new RVs.‍ ‍ See note 1 Learn more about our RV loans.

Apply now for an RV loan

Refinance my loan for an RV

Motorcycle loans

Get rates as low as §% APR.‍ ‍ See note 1 Learn more about our motorcycle loans.

Apply now for an RV loan

Refinance my loan for an RV

Boat loans

Get rates as low as §% APR on new boats.‍ ‍ See note 1 Learn more about our boat loans.

Apply now for an RV loan

Refinance my loan  for an RV

Why choose us

We’ve been serving the military community since 1922.

Quick application

Apply online and get a decision in minutes in most cases.

Great rates

Find great rates and flexible financing to fit your needs.

Extraordinary service

Get help when you need it from one of our representatives.

Related footnotes:

  1. Displayed rates are our lowest Annual Percentage Rates (APR) and include a discount for optional automatic payments (0.25%). Lowest displayed rates on RV and Boat loans are for terms up to 60 months and vary based upon approved credit and other factors, such as term, model year, and loan amount. Lowest displayed rates on Motorcycle loans are for terms up to 36 months and vary based upon approved credit and other factors, such as term and loan amount. Annual Percentage Rates and terms are subject to change without notice. Monthly payments vary based on (APR) for which borrower is approved, term for which vehicle is financed, and amount borrowed.

    Boat and RV Financing Requirements: Financing for 36- to 72-month terms requires financed amount of $5,000 or greater and approved credit. Financing for 84- and 120-month terms requires financed amount of $10,000 or greater and approved credit. Financing for 180-month terms requires financed amount of $35,000 or greater and approved credit. Financing for 240-month terms requires financed amount of $100,000 or greater and approved credit. Maximum loan amounts apply and are subject to change without notice.

    Payment Example: A 180 month RV loan with an annual percentage rate (APR) of 8.50% would have monthly payments of $9.85 per one thousand dollars borrowed.

    Payment Example: A 180 month boat loan with an annual percentage rate (APR) of 9.00% would have monthly payments of $10.14 per one thousand dollars borrowed.

    Motorcycle Financing Requirements: Financing for 12- to 48-month terms on Motorcycle loan requires financed amount of $5,000 or greater and approved credit. Financing for 60-month term on Motorcycle loan requires financed amount of $10,000 or greater and approved credit. Financing for 72-month term on Motorcycle loan requires financed amount of $15,000 or greater and approved credit. Maximum loan amounts apply and are subject to change without notice.

    Motorcycle Payment Example: A 36-month Motorcycle loan with an annual percentage rate (APR) of 9.75% would have monthly payments of $32.15 per one thousand dollars borrowed.

    Signing up for an Automatic Payment Plan is optional.

Related footnotes:

  1. Motorcycle Financing Requirements: Rates subject to change without notice and vary based on approved credit and other factors, such as term and loan amount. Monthly payments vary based on Annual Percentage Rate (APR) for which borrower is approved, term for which vehicle is financed, and amount borrowed. Financing for 12- to 48-month terms on Motorcycle loans requires financed amount of $5,000 or greater and approved credit. Financing for 60-month terms on Motorcycle loans requires financed amount of $10,000 or greater and approved credit. Financing for 72-month terms on Motorcycle loans requires financed amount of $15,000 or greater and approved credit. Maximum loan amounts apply and are subject to change without notice.

    Motorcycle Payment Example: A 36-month Motorcycle loan with an annual percentage rate (APR) of 9.75% would have monthly payments of $32.15 per one thousand dollars borrowed.

  2. Use of the term "member" or "membership" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change.

  3. While refinancing your current loan could result in a reduced rate and/or payment, choosing an extended term may cost you more in the long run.  If you are currently receiving Servicemembers Civil Relief Act (SCRA) benefits or protections, your refinanced loan may no longer be eligible for benefits or the associated protections.

  4. Bank products offered by USAA Federal Savings Bank.

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