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Home mortgages from a bank you trust

Find the right loan for you.

Purchase a home

From conventional‍ ‍ See note 1 to VA loans,‍ ‍ See note 2 we have options.

Explore purchase loans, view home purchase loan options

Refinance a mortgage

You may be able to get cash out‍ ‍ See note 3 or lower your interest rate.

Explore refinancing options, view loan refinance options

Get prequalified for a home loan.

Make the buying process easier when you know what you can spend. It only takes a few minutes to get prequalified online.‍ ‍ See note 4

Start a loan prequalification online Not a member? Join USAA

Homebuying resources

Mortgage payment calculator

Use our calculator to find a monthly payment that may work for you and your budget.

Go to mortgage calculator

Mortgage rates

Check out current interest rates for each type of mortgage we offer and lock yours in today.

Find mortgage rates, view our mortgage rates

Another low down payment option

Owning a home could be within your reach. Learn how a HomeReady® loan through USAA Bank could turn your dream of buying a home into reality.‍ ‍ See note 5

Learn more about HomeReady loans

Why choose us

Top VA home loan lender‍ ‍ See note 6

USAA Bank ranks as one of the top VA mortgage lenders.

20+ years of experience

USAA Bank has more than 20 years of experience with VA home loans.

Over a century of service

We’ve served the military since our founding in 1922.

Have questions?

For help, questions or to find out what you may qualify for, give us a call.

Call 800-531-0341

For TTY devices, dial 711