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USAA Federal Savings Bank FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Reach your savings goals sooner with a CD account.

Start earning today with our Annual Percentage Yield (APY) and interest rates.

Fixed rate APY

Fixed rate APY

Term

30 days

Standard CD, minimum deposit: $1,000

N/A

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

91 days

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

120 days

Standard CD, minimum deposit: $1,000

N/A

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

150 days

Standard CD, minimum deposit: $1,000

N/A

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

182 days

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

7 months

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

270 days

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

1 year

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

15 months

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

18 months

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

2 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

30 months

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

3 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

4 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

5 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

7 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Fixed rate APY

Fixed rate APY
Term Standard CD, minimum deposit: $1,000 Jumbo CD, minimum deposit: $95,000 Super jumbo CD, minimum deposit: $175,000

30 days

N/A

§%

§%

91 days

§%

§%

§%

120 days

N/A

§%

§%

150 days

N/A

§%

§%

182 days

§%

§%

§%

7 months

§%

§%

§%

270 days

§%

§%

§%

1 year

§%

§%

§%

15 months

§%

§%

§%

18 months

§%

§%

§%

2 years

§%

§%

§%

30 months

§%

§%

§%

3 years

§%

§%

§%

4 years

§%

§%

§%

5 years

§%

§%

§%

7 years

§%

§%

§%

Fixed rate APY
Term

30 days

Standard CD, minimum deposit: $1,000

N/A

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

91 days

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

120 days

Standard CD, minimum deposit: $1,000

N/A

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

150 days

Standard CD, minimum deposit: $1,000

N/A

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

182 days

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

7 months

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

270 days

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

1 year

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

15 months

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

18 months

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

2 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

30 months

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

3 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

4 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

5 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

7 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Adjustable rate APY

Adjustable rate APY

Term

3 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

4 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

5 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

7 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Adjustable rate APY

Adjustable rate APY
Term Standard CD, minimum deposit: $1,000 Jumbo CD, minimum deposit: $95,000 Super jumbo CD, minimum deposit: $175,000

3 years

§%

§%

§%

4 years

§%

§%

§%

5 years

§%

§%

§%

7 years

§%

§%

§%

Adjustable rate APY
Term

3 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

4 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

5 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

7 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Variable rate APY

Variable rate APY

Term

182 days

Standard CD, minimum deposit: $250

§%

Term

1 year

Standard CD, minimum deposit: $250

§%

Variable rate APY

Variable rate APY
Term Standard CD, minimum deposit: $250

182 days

§%

1 year

§%

Variable rate APY
Term

182 days

Standard CD, minimum deposit: $250

§%

Term

1 year

Standard CD, minimum deposit: $250

§%

Fixed interest rates

Fixed interest rates

Term

30 days

Standard CD, minimum deposit: $1,000

N/A

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

91 days

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

120 days

Standard CD, minimum deposit: $1,000

N/A

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

150 days

Standard CD, minimum deposit: $1,000

N/A

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

182 days

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

7 months

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

270 days

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

1 year

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

15 months

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

18 months

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

2 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

30 months

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

3 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

4 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

5 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

7 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Fixed interest rates

Fixed interest rates
Term Standard CD, minimum deposit: $1,000 Jumbo CD, minimum deposit: $95,000 Super jumbo CD, minimum deposit: $175,000

30 days

N/A

§%

§%

91 days

§%

§%

§%

120 days

N/A

§%

§%

150 days

N/A

§%

§%

182 days

§%

§%

§%

7 months

§%

§%

§%

270 days

§%

§%

§%

1 year

§%

§%

§%

15 months

§%

§%

§%

18 months

§%

§%

§%

2 years

§%

§%

§%

30 months

§%

§%

§%

3 years

§%

§%

§%

4 years

§%

§%

§%

5 years

§%

§%

§%

7 years

§%

§%

§%

Fixed interest rates
Term

30 days

Standard CD, minimum deposit: $1,000

N/A

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

91 days

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

120 days

Standard CD, minimum deposit: $1,000

N/A

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

150 days

Standard CD, minimum deposit: $1,000

N/A

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

182 days

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

7 months

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

270 days

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

1 year

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

15 months

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

18 months

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

2 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

30 months

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

3 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

4 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

5 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

7 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Adjustable interest rates

Adjustable interest rates

Term

3 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

4 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

5 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

7 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Adjustable interest rates

Adjustable interest rates
Term Standard CD, minimum deposit: $1,000 Jumbo CD, minimum deposit: $95,000 Super jumbo CD, minimum deposit: $175,000

3 years

§%

§%

§%

4 years

§%

§%

§%

5 years

§%

§%

§%

7 years

§%

§%

§%

Adjustable interest rates
Term

3 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

4 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

5 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Term

7 years

Standard CD, minimum deposit: $1,000

§%

Jumbo CD, minimum deposit: $95,000

§%

Super jumbo CD, minimum deposit: $175,000

§%

Variable interest rates

Variable interest rates

Term

182 days

Standard CD, minimum deposit: $250

§%

Term

1 year

Standard CD, minimum deposit: $250

§%

Variable interest rates

Variable interest rates
Term Standard CD, minimum deposit: $250

182 days

§%

1 year

§%

Variable interest rates
Term

182 days

Standard CD, minimum deposit: $250

§%

Term

1 year

Standard CD, minimum deposit: $250

§%

Rates are current as of §.

Related footnotes:

  1. Use of the term "member" or "membership" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change.

  2. Rates are subject to change daily. Fixed and adjustable CD rates are not guaranteed until your CD is issued. Annual Percentage Yield, also known as APY, assumes that interest remains on deposit until maturity. Withdrawals will reduce the amount of interest earned. Substantial penalty for early withdrawal. We deduct the early withdrawal penalty from the CD account’s earned interest first, and then we deduct any remaining early withdrawal penalty from the principal amount of the CD account. Fees may reduce earnings on your account. Minimum initial deposit and minimum balance is $250 for Standard IRA CD and for Standard Variable rate CD, $1,000 for Standard Fixed CD and Adjustable CD, $95,000 for Jumbo CD and $175,000 for Super Jumbo CD. With an adjustable rate CD, you may make a one-time adjustment to the new rate, up to 2% higher, if interest rates rise. See Depository Agreement for details.

  3. Deposit products and services offered by USAA Federal Savings Bank, Member FDIC. 

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