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Members who switched saved $840‍ ‍ See note 1 a year on average.

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Why USAA Auto Insurance?

Savings and discount options

Receive up to 30% off your auto insurance premium with USAA SafePilot®.‍ ‍ See note 2 Plus, there are even more ways to save like having a clean driving record,‍ ‍ See note 3 insuring multiple vehicles‍ ‍ See note 4 or bundling your auto and property policies.‍ ‍ See note 5

Award-winning service

Our insurance professionals can help you find the right coverage. We also provide flexible payment plan‍ ‍ See note 6 options to help that coverage work in your budget.

Always-on access

Make and manage claims anytime 24/7. You can do it all online or through the USAA Mobile App.

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Who’s eligible?

When you join USAA, you become part of a family that includes U.S. active military, veterans and their eligible family members.

Related footnotes:

  1. IN PENNSYLVANIA, WE RESERVE THE RIGHT TO REFUSE TO QUOTE ANY INDIVIDUAL A PREMIUM RATE FOR THE INSURANCE ADVERTISED HEREIN.

Related footnotes:

  1. Potential average savings based on a countrywide survey conducted March 6, 2025 to April 4, 2025 of new customers who self-reported savings when they switched to USAA Auto Insurance between July 1, 2024 to March 26, 2025. Individual savings may vary and isn't guaranteed.

  2. The USAA SafePilot® program is an optional discount program available with USAA Auto Insurance. Member must have an active USAA Auto Insurance policy and enroll in  USAA SafePilot to receive discount. This program is only available in select states. Program availability and state restrictions apply. Smartphone and download of the USAA DriveSafe™ App required.

    Participation discount expires at first renewal in which the earned driving discount is applied, not to exceed 365 days. Earned driving discount is offered at renewal and is based on driving behavior of all the rated drivers on the policy. Discount may vary by state and over the life of the policy.

    Review the Program Terms and Conditions (Opens in New Window) for more information.

  3. United Services Automobile Association discounts and savings for safe drivers may include, but are not limited to, the Premier Driver Level, Premier Driver Discount, Good Driver Discount (California) and Safe Driving program. Not available in all locations. Restrictions may apply.

  4. Discounts may not be available in all locations and are subject to change, other restrictions may apply.

  5. Savings are off total premium. Not available in all states or in all situations. To qualify for a discount on the property policy, a USAA Auto Insurance policy must be active within 60 days of issuing the property policy. Discounts will apply at renewal for existing property product(s). Discount subject to change. Restrictions apply.

  6. Restrictions may apply to installment payment options.

Related footnotes:

  1. Use of the term "member" or "membership" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change. To join USAA, separated military personnel must have received a discharge type of Honorable or General Under Honorable Conditions. Eligible family members may also join USAA.

  2. Property and casualty insurance underwritten by United Services Automobile Association (USAA), USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company, NOBLR Reciprocal Exchange, based in San Antonio, Texas; USAA S.A. (Europe), and USAA S.A. UK Branch (United Kingdom) and is available only to persons eligible for property and casualty group membership. Each company has sole financial responsibility for its own products.

    Coverages subject to the terms and conditions of the policy.

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