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Home maintenance and protection

Your home is one of your biggest assets. Learn essential home maintenance and protection tips to prepare for the unexpected and maintain the value and security of your home.

The basics of home maintenance

From insurance tips to home maintenance checklists, these resources can help keep your home protected and in good shape.

  1. Understanding homeowners insurance
  2. 20 factors that affect property insurance rates
  3. Your guide to maintaining a safe home
  4. Tools and tips to avoid costly household water leaks
  5. Cash-out refinancing: Unlock your loan's equity
Browse more home articles

Top related products

Homeowners insurance

Review your policy to make sure you have enough home protection to cover damage to your property or possessions, especially in the case of a disaster. If you have home monitoring, smart devices, or haven't had a claim in a while, check if you qualify for discounts.

Learn more about homeowners insurance

Read what home insurance covers

Renters insurance

When you don't own your home, renters insurance can help you feel more secure by protecting your belongings from unexpected events like theft, fire or water damage.

Learn more about renters insurance

Is renters insurance worth it?

Rental property insurance

If you rent out your property, make sure you know what your homeowners insurance does and doesn't cover. You may need additional protection from damage, vandalism, and accidents caused by your tenants.

Learn more about rental property insurance

Read about the pros and cons of owning rental property

Flood protection

If your area is prone to flooding, you may need additional coverage. Flood insurance can help cover the cost of repairs and replacing your belongings damaged by floodwaters.

Learn more about flood protection

Read about the importance of flood insurance

Umbrella insurance

In the case of an accident or injury on your property, or involving your vehicle or pet, your other insurance policies may not fully cover your financial liability in a lawsuit. Umbrella insurance can help protect your current and future earnings.

Learn more about umbrella insurance

What does umbrella insurance cover?

Valuables and personal property protection

Valuable personal items like heirloom jewelry, fine art and musical instruments may not be covered by your standard property policy. Make sure you have the right kind of coverage in case of accidents or losses.

Learn more about valuables and personal property protection

What can you insure?

Need to file or manage a claim?

Upload pictures, message your adjuster and schedule home repairs.

Report a claim

Check claim status

Tools and resources

Tools

  • Claims Support
  • Mortgage Payment Calculator
  • Move Checklist

Perks and discounts

  • Home Contractors
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  • Home Solutions
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  • USAA Perks® (Opens new window)

Preparing for natural disasters

Seasonal home maintenance and protecting your home from natural disasters can help keep you and your family safe and reduce needed repairs. Don't let a change in weather impact your finances or peace of mind.

Visit the Natural Disaster Center

Read about preparing your finances for natural disasters

Related articles

Browse all home articles.

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Read article: Save on homeowners insurance with smart home devices

Protect your home through regular maintenance

Article: 3 minutes

Read article: Protect your home through regular maintenance

Need help with something else?

Related topics

  • Buying and Selling a Home
  • Moving
  • Permanent Change of Station
  • Vehicle Maintenance and Protection
  • Marriage
  • Becoming a Parent

Additional products

  • Condo Insurance
  • Collectibles Insurance
  • Cell Phone Protection
  • Mobile Home Insurance
  • PODS® Moving and Storage (Opens new window)

Other advice topics

  • Auto
  • Military Life
  • Finances
  • Family
  • Life and Health
  • Retirement

Related footnotes:

  1. Use of the term "member" or "membership" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change. To join USAA, separated military personnel must have received a discharge type of Honorable or General Under Honorable Conditions. Eligible family members may also join USAA.

  2. The information contained is provided for informational purposes only and is not intended to represent any endorsement, expressed or implied, by USAA or any affiliates.

  3. USAA means United Services Automobile Association and its affiliates.

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