mobile domain:www.usaa.com
Skip to Content

Buying and selling a home

Whether you're a first-time home buyer, experienced with mortgages, or maybe you are working with a real estate agent to sell your home, our insights can help make the process go more smoothly.

The basics of homeownership

Not sure how to determine your home's value? How much do you need for a down payment? Where can you find a real estate agent? These resources can help you get started.

  1. Planning for a future home purchase
  2. Buying a home: How much money will I really need?
  3. Homeowners insurance for the first-time homebuyer
  4. What your home is worth — and why it matters
  5. Checklist for selling a house
Browse more home articles

Top related products

Home loans

Understanding your finance options and interest rates can help ease the mortgage process. Along with purchase price and mortgage payments, closing costs and property taxes are included in the cost of buying a home.

Learn more about home loans

Is a 20% down payment really necessary?

VA loan

Veterans may be eligible for loans with zero down payments or favorable interest rates, and no requirement for private mortgage insurance.

Learn more about VA loans

Read more about VA-backed loans

Property insurance

Understand how property insurance impacts the full cost of owning a home. Your new home's location, value, and any findings in the home inspection may affect the cost of your insurance and what coverage you might need.

Learn more about property insurance options

Read about factors that affect property insurance rates

Rental property insurance

Thinking of renting out your home rather than selling it? Make sure you understand the risks, and insurance coverage needs, that come with the rewards of rental property income.

Learn more about rental property insurance options

What to consider when becoming a short-term rental host

Home loan refinancing

Refinancing your home loan can help you lower your mortgage payment, pay off your loan faster, fund your next home purchase or access cash for other financial goals.

Learn more about home loan refinancing options

When and why should I refinance my mortgage?

Home solutions and discounts

When preparing to stage a home for sale or to move, you may need temporary storage, to make repairs or upgrades, or rent a vehicle. Look for discounts so costs don't pile up.

Learn more about home solutions and discounts
(Opens new window)

Get tips for preparing a home for sale

Tools and resources

Tools

  • Compare Mortgage Rates
  • Mortgage Payment Calculator
  • Consumer Loan Calculator

Perks and discounts

  • Storage and Moving
    (Opens new window)
  • Home Contractors
    (Opens new window)
  • USAA Perks®

Need help planning for your move?

While braving the housing market, you'll likely also be preparing to move. Our personalized move checklist, tools and resources can help ensure you have a smooth transition to your new home.

Get advice for moving

Related articles

Browse all home articles.

Should I rent or buy my next home?

Article: 5 minutes

Read article: Should I Rent or Buy My Next Home?

Understanding mortgage interest rates and points

Article: 4 minutes

Read article: Understanding mortgage interest rates and points

You've found your dream home: Time to act quickly

Article: 5 minutes

Read article: You've found your dream home - time to act quickly

Need help with something else?

Related topics

  • Home Maintenance and Protection
  • Moving
  • Permanent Change of Station
  • Marriage
  • Becoming a Parent
  • Divorce
  • Loss of a Loved One

Additional products

  • Homeowners Insurance
  • High-Value Home Insurance
  • VA Jumbo Loans
  • VA IRRRL Loan Refinancing

Other advice topics

  • Auto
  • Military Life
  • Finances
  • Family
  • Life and Health
  • Retirement

Related footnotes:

  1. Use of the term "member" or "membership" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change. To join USAA, separated military personnel must have received a discharge type of Honorable or General Under Honorable Conditions. Eligible family members may also join USAA.

  2. The information contained is provided for informational purposes only and is not intended to represent any endorsement, expressed or implied, by USAA or any affiliates.

  3. USAA means United Services Automobile Association and its affiliates.

7776981