mobile domain:www.usaa.com
Skip to Content

Finances

Explore expert financial advice, budgeting tips, debt management strategies, and product options like personal loans, savings, checking and credit options.

What can we help you find?

Debt and credit

Money management strategies can help you use debt and credit responsibly. Building and maintaining good credit can help you access money when you need it.

View resources about debt and credit

Saving

Learning how to save can help you reach a financial goal, prepare for emergencies, plan for your future and build healthy money habits.

View resources about saving

Spending and budgeting

The cornerstone of financial stability comes from understanding spending and saving habits. Budgeting is the first step to help you assess and manage your money more effectively and achieve financial security.

View resources about spending and budgeting

Tax Center

Have questions about filing your taxes? Find forms, discounts on tax preparation and information to help you maximize your refund or minimize what you owe.

View resources about the tax center

Top resources

Related products

  • Checking Accounts
  • Savings Accounts
  • Credit Cards
  • Youth Banking
  • Personal Loans

Tools

  • Financial Readiness Assessment
  • Money Management Tools
  • Consumerfinance.gov Expense Worksheet‍ ‍ See note 1 (Opens new window)
  • Balance Transfers
  • Automatic Savings Tools
  • Browse All Planners and Calculators

Perks and support

  • NFCC Credit Counseling‍ ‍ See note 1 (Opens new window)
  • Member Debt Solutions
  • Home Loan Assistance
  • USAA Perks®

Related articles

[{"headlineText":"<p>Prepare your finances for a natural disaster</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-prepare-your-finances-for-a-natural-disaster-16x9.jpg","time":"3 minutes","ctaUrl":"/advice/prepare-your-finances-for-a-natural-disaster/","updatedDate":"December 01, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Prepare your finances for a natural disaster</span>\n"},{"headlineText":"<p>Understanding cryptocurrency investment risks</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-cryptocurrency-investment-risk-16x9.jpg","time":"7 minutes","ctaUrl":"/advice/cryptocurrency-investment-risk","updatedDate":"November 20, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Understanding cryptocurrency investment risks</span>\n"},{"headlineText":"<p>Checking versus savings account: What's the difference?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-checking-vs-savings-account-what-is-the-difference-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/checking-vs-savings-account-what-is-the-difference/","updatedDate":"November 20, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Checking versus savings account: What's the difference?</span>\n"},{"headlineText":"<p>How do credit cards work?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-how-do-credit-cards-work-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/how-do-credit-cards-work/","updatedDate":"November 20, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: How do credit cards work?</span>\n"},{"headlineText":"<p>Military discounts: How to save big</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-how-to-get-military-discounts-16x9.jpg","time":"10 minutes","ctaUrl":"/advice/how-to-get-military-discounts/","updatedDate":"November 04, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">:&nbsp;Military discounts: How to save big</span>\n"},{"headlineText":"<p>Everything you need to know about a certificate of deposit, or CD</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-what-is-a-cd-account-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/what-is-a-cd-account","updatedDate":"November 04, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Everything you need to know about a certificate of deposit, or CD</span>\n"},{"headlineText":"<p>Military money moves: Get financially fit</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-smart-money-moves-for-military-members-16x9.jpg","time":"3 minutes","ctaUrl":"/advice/smart-money-moves-for-military-members/","updatedDate":"October 31, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Military money moves: Get financially fit</span>\n"},{"headlineText":"<p>Credit cards for teens: Is your kid ready?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-teens-and-credit-cards-16x9.jpg","time":"7 minutes","ctaUrl":"/advice/teens-and-credit-cards/","updatedDate":"October 30, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">:&nbsp;Credit cards for teens: Is your kid ready?</span>\n"},{"headlineText":"<p>How to use a digital wallet</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-how-to-use-digital-wallet-16x9.jpg","time":"5 minutes","ctaUrl":"/advice/how-to-use-digital-wallet/","updatedDate":"October 29, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: How to use a digital wallet</span>\n"},{"headlineText":"<p>CD ladder strategy: Earn more and access cash</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-what-is-a-cd-ladder-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/what-is-a-cd-ladder/","updatedDate":"October 15, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: CD ladder strategy: Earn more and access cash</span>\n"},{"headlineText":"<p>Credit counseling vs. credit repair: Which is better?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-credit-counseling-vs-credit-repair-16x9.jpg","time":"8 minutes","ctaUrl":"/advice/credit-counseling-vs-credit-repair/","updatedDate":"October 13, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Credit counseling vs. credit repair: Which is better?</span>\n"},{"headlineText":"<p>Paying bills with a credit card</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-paying-bills-with-credit-card-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/paying-bills-with-credit-card/","updatedDate":"October 13, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">:&nbsp;Paying bills with a credit card</span>\n"},{"headlineText":"<p>Understanding types of credit scores: A guide to FICO®, VantageScore® &amp; more</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-types-of-credit-scores-16x9.jpg","time":"8 minutes","ctaUrl":"/advice/types-of-credit-scores/","updatedDate":"October 09, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Understanding types of credit scores: A guide to FICO®, VantageScore® &amp; more</span>\n"},{"headlineText":"<p>I lost my job and need money</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-i-lost-my-job-and-need-money-16x9.jpg","time":"8 minutes","ctaUrl":"/advice/i-lost-my-job-and-need-money/","updatedDate":"October 07, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">:&nbsp;I lost my job and need money</span>\n"},{"headlineText":"<p>How to use a credit card to build credit</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-how-to-use-a-credit-card-to-build-credit-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/how-to-use-a-credit-card-to-build-credit/","updatedDate":"October 03, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: How to use a credit card to build credit</span>\n"},{"headlineText":"<p>Money-saving tips to reach your financial goals</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-6-money-saving-tips-16x9.jpg","time":"3 minutes","ctaUrl":"/advice/money-saving-tips/","updatedDate":"October 02, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">:&nbsp;Money-saving tips to reach your financial goals</span>\n"},{"headlineText":"<p>Psychology of budgeting: How to budget like a pro</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-budget-psychology-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/budget-psychology/","updatedDate":"September 24, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">:&nbsp;Psychology of budgeting: How to budget like a pro</span>\n"},{"headlineText":"<p>Save for a vacation in 6 months</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-saving-for-vacation-16x9.jpg","time":"8 minutes","ctaUrl":"/advice/saving-for-vacation/","updatedDate":"September 22, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">:&nbsp;Save for a vacation in 6 months</span>\n"},{"headlineText":"<p>How to prepare for tax season</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-how-to-prepare-for-tax-season-16x9.jpg","time":"12 minutes","ctaUrl":"/advice/how-to-prepare-for-tax-season/","updatedDate":"September 19, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: How to prepare for tax season</span>\n"},{"headlineText":"<p>Rebuilding your credit score with credit cards</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-rebuilding-credit-score-with-credit-cards-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/rebuilding-credit-score-with-credit-cards/","updatedDate":"September 18, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">:&nbsp;Rebuilding your credit score with credit cards</span>\n"},{"headlineText":"<p>How do personal loans work?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-how-personal-loans-work-16x9.jpg","time":"5 minutes","ctaUrl":"/advice/how-personal-loans-work/","updatedDate":"September 18, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: How do personal loans work?</span>\n"},{"headlineText":"<p>What's robo-advisor? Automated investing made easy</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-what-is-a-robo-advisor-16x9.jpg","time":"7 minutes","ctaUrl":"/advice/what-is-a-robo-advisor/","updatedDate":"September 16, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">&nbsp;: What's robo-advisor? Automated investing made easy</span>\n"},{"headlineText":"<p>Tips for dealing with financial stress</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-navigating-financial-problems-16x9.jpg","time":"7 minutes","ctaUrl":"/advice/navigating-financial-problems/","updatedDate":"September 16, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">:&nbsp;Tips for dealing with financial stress</span>\n"},{"headlineText":"<p>Buy now, pay later: Understand it before you use it</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-what-is-buy-now-pay-later-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/what-is-buy-now-pay-later/","updatedDate":"September 12, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">:&nbsp;Buy now, pay later: Understand it before you use it</span>\n"},{"headlineText":"<p>Money management with a financial account aggregator</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-financial-account-aggregator-16x9.jpg","time":"10 minutes","ctaUrl":"/advice/financial-account-aggregator/","updatedDate":"September 11, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">:&nbsp;Money management with a financial account aggregator</span>\n"},{"headlineText":"<p>How to use a credit card</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-how-to-use-a-credit-card-16x9.jpg","time":"8 minutes","ctaUrl":"/advice/how-to-use-a-credit-card/","updatedDate":"September 09, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: How to use a credit card</span>\n"},{"headlineText":"<p>How many credit cards should I have?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-how-many-credit-cards-should-i-have-16x9.jpg","time":"5 minutes","ctaUrl":"/advice/how-many-credit-cards-should-i-have/","updatedDate":"September 08, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: How many credit cards should I have?</span>\n"},{"headlineText":"<p>When to use debit versus credit</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-when-to-use-debit-vs-credit-16x9.jpg","time":"7 minutes","ctaUrl":"/advice/when-to-use-debit-vs-credit","updatedDate":"August 28, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: When to use debit versus credit</span>\n"},{"headlineText":"<p>What to know if you’re applying for a credit card</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-applying-for-a-credit-card-what-to-know-16x9.jpg","time":"7 minutes","ctaUrl":"/advice/applying-for-a-credit-card-what-to-know/","updatedDate":"August 23, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: What to know if you’re applying for a credit card</span>\n"},{"headlineText":"<p>Lessons from surviving a personal financial crisis</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-surviving-a-personal-financial-crisis-16x9.jpg","time":"10 minutes","ctaUrl":"/advice/surviving-a-personal-financial-crisis/","updatedDate":"August 04, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Lessons from surviving a personal financial crisis</span>\n"},{"headlineText":"<p>Adulting 101: Tips for financial responsibility and healthy habits</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-adulting-101-16x9.jpg","time":"9 minutes","ctaUrl":"/advice/adulting-101/","updatedDate":"August 01, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Adulting 101: Tips for financial responsibility and healthy habits</span>\n"},{"headlineText":"<p>Budgeting tips for teens' first jobs</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-first-jobs-for-teens-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/first-jobs-for-teens/","updatedDate":"July 29, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Budgeting tips for teens' first jobs</span>\n"},{"headlineText":"<p>Teaching kids about saving money</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-teach-children-to-save-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/teach-children-to-save","updatedDate":"July 28, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Teaching kids about saving money</span>\n"},{"headlineText":"<p>Are debit cards safe?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-are-debit-cards-safe-16x9.jpg","time":"5 minutes","ctaUrl":"/advice/are-debit-cards-safe/","updatedDate":"July 15, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Are debit cards safe?</span>\n"},{"headlineText":"<p>Why an emergency fund beats rushing debt payment</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-emergency-fund-before-debt-16x9.jpg","time":"3 minutes","ctaUrl":"/advice/emergency-fund-before-debt/","updatedDate":"June 16, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">:&nbsp;Why an emergency fund beats rushing debt payment</span>\n"},{"headlineText":"<p>Protecting your child from identity theft</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/2300200-adv-art-child-identity-theft-3616.jpg","time":"5 minutes","ctaUrl":"/advice/child-identity-theft/","updatedDate":"June 10, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">:&nbsp;Protecting your child from identity theft</span>\n"},{"headlineText":"<p>Guide to securing a home improvement loan</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-securing-home-improvement-loans-16x9.jpg","time":"4 minutes","ctaUrl":"/advice/securing-home-improvement-loans/","updatedDate":"June 10, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">:&nbsp;Guide to securing a home improvement loan</span>\n"},{"headlineText":"<p>Credit score myths debunked</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-credit-score-myths-16x9.jpg","time":"9 minutes","ctaUrl":"/advice/credit-score-myths/","updatedDate":"May 23, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">:&nbsp;Credit score myths debunked</span>\n"},{"headlineText":"<p>Uncover how credit score affects insurance rates</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-credit-score-impact-insurance-rates-16x9.jpg","time":"5 minutes","ctaUrl":"/advice/how-does-credit-score-affect-insurance-premiums/","updatedDate":"May 08, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Uncover how credit score affects insurance rates</span>\n"},{"headlineText":"<p>How to prioritize savings goals</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-how-to-prioritize-savings-goals-16x9.jpg","time":"5 minutes","ctaUrl":"/advice/how-to-prioritize-savings-goals/","updatedDate":"April 21, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">:&nbsp;How to prioritize savings goals</span>\n"},{"headlineText":"<p>Conquer your financial goals: The ultimate guide to savings tools</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-money-saving-tools-16x9.jpg","time":"7 minutes","ctaUrl":"/advice/money-saving-tools/","updatedDate":"April 17, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Conquer your financial goals: The ultimate guide to savings tools</span>\n"},{"headlineText":"<p>Can I benefit from a health savings account?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-health-savings-account-benefits-16x9.jpg","time":"3 minutes","ctaUrl":"/advice/health-savings-account-benefits/","updatedDate":"April 15, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Can I benefit from a health savings account?</span>\n"},{"headlineText":"<p>Life lessons: Raising financially independent kids</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-raising-financially-independent-kids-16x9.jpg","time":"5 minutes","ctaUrl":"/advice/raising-financially-independent-kids/","updatedDate":"April 09, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Life lessons: Raising financially independent kids</span>\n"},{"headlineText":"<p>Your guide to getting and keeping good credit</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-guide-to-improving-and-maintaining-your-credit-score-16x9.jpg","time":"10 minutes","ctaUrl":"/advice/guide-to-improving-and-maintaining-your-credit-score/","updatedDate":"April 01, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\"> Your guide to getting and keeping good credit</span>\n"},{"headlineText":"<p>Youth checking &amp; savings accounts: A parents guide<br>\n</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-youth-checking-and-savings-accounts-16x9.jpg","time":"10 minutes","ctaUrl":"/advice/youth-checking-and-savings-accounts/","updatedDate":"March 21, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Youth checking &amp; savings accounts: A parents guide</span>\n"},{"headlineText":"<p>Retired Reserve and National Guard benefits</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-additional-retired-reserve-and-guard-benefits-16x9.jpg","time":"7 minutes","ctaUrl":"/advice/additional-retired-reserve-and-guard-benefits/","updatedDate":"March 17, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: 6 retired Reserve and National Guard benefits</span>\n"},{"headlineText":"<p>6 ways to jump-start your emergency fund</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-building-an-emergency-fund-16x9.jpg","time":"4 minutes","ctaUrl":"/advice/building-an-emergency-fund/","updatedDate":"March 14, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: 6 ways to jump-start your emergency fund</span>\n"},{"headlineText":"<p>Debit card vs. credit card for kids and teens</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-credit-vs-debit-card-for-kids-and-teens-16x9.jpg","time":"7 minutes","ctaUrl":"/advice/credit-vs-debit-card-for-kids-and-teens/","updatedDate":"March 13, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Debit card vs. credit card for kids and teens</span>\n"},{"headlineText":"<p>How to create a budget: Lessons from being broke</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-how-to-create-a-budget-16x9.jpg","time":"5 minutes","ctaUrl":"/advice/how-to-create-a-budget/","updatedDate":"March 13, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: How to create a budget: Lessons from being broke</span>\n"},{"headlineText":"<p>Credit card benefits: More than just rewards</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-credit-card-benefits-16x9.jpg","time":"9 minutes","ctaUrl":"/advice/credit-card-benefits/","updatedDate":"March 11, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">:&nbsp;Credit card benefits: More than just rewards</span>\n"},{"headlineText":"<p>5 steps to shopping for health insurance that’s right for you</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-how-to-choose-health-insurance-16x9.jpg","time":"10 minutes","ctaUrl":"/advice/how-to-choose-health-insurance/","updatedDate":"February 24, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: 5 steps to shopping for health insurance that's right for you</span>\n"},{"headlineText":"<p>Denied credit? Here's what you can do about it</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-denied-credit-and-next-steps-16x9.jpg","time":"5 minutes","ctaUrl":"/advice/denied-credit-and-next-steps/","updatedDate":"February 18, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Denied credit? Here's what you can do about it</span>\n"},{"headlineText":"<p>Understanding how APR works on a credit card</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-understanding-how-apr-works-on-a-credit-card-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/understanding-how-apr-works-on-a-credit-card/","updatedDate":"February 12, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Understanding how APR works on a credit card</span>\n"},{"headlineText":"<p>Preparing your personal finances for a government shutdown</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-how-to-prepare-for-a-government-shutdown-16x9.jpg","time":"4 minutes","ctaUrl":"/advice/how-to-prepare-for-a-government-shutdown/","updatedDate":"February 11, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Preparing your personal finances for a government shutdown</span>\n"},{"headlineText":"<p>Money management tips for deployment</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-financial-tips-for-deployment-16x9.jpg","time":"7 minutes","ctaUrl":"/advice/financial-tips-for-deployment/","updatedDate":"February 06, 2025","ctaText":"Read article <span class=\"rds-globals__screen-reader\">Money management tips for deployment</span>\n"},{"headlineText":"<p>Stop money scams: Learn how to protect yourself</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-bank-scams-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/avoiding-money-scams/","updatedDate":"January 20, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Stop money scams: Learn how to protect yourself</span>\n"},{"headlineText":"<p>Financial planning for modern families</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-modern-family-financial-planning-16x9.jpg","time":"10 minutes","ctaUrl":"/advice/modern-family-financial-planning/","updatedDate":"January 07, 2025","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Financial planning for modern families</span>\n"},{"headlineText":"<p>8 things you should do with your Guard or Reserve drill pay</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-how-to-use-your-reserve-drill-pay-16x9.jpg","time":"9 minutes","ctaUrl":"/advice/how-to-use-your-reserve-drill-pay/","updatedDate":"December 23, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: 8 things you should do with your Guard or Reserve drill pay</span>\n"},{"headlineText":"<p>Where's the safest place to keep cash these days?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-safe-place-for-saving-cash-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/safe-place-for-saving-cash/","updatedDate":"December 06, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Where's the safest place to keep cash these days?</span>\n"},{"headlineText":"<p>What is a saving account: How it can help you?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-what-is-a-savings-account-16x9.jpg","time":"5 minutes","ctaUrl":"/advice/what-is-a-savings-account/","updatedDate":"December 04, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">:&nbsp;What is a saving account: How it can help?</span>\n"},{"headlineText":"<p>When to consider a balance transfer</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-should-i-do-a-balance-transfer-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/should-i-do-a-balance-transfer/","updatedDate":"December 02, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: When to consider a balance transfer</span>\n"},{"headlineText":"<p>Understanding the cost of your bank account</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-understanding-banking-fees-16x9.jpg","time":"5 minutes","ctaUrl":"/advice/understanding-banking-fees/","updatedDate":"December 02, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Understanding the cost of your bank account</span>\n"},{"headlineText":"<p>Cash-out refinancing: Unlock your loan's equity</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-cash-out-refinancing-16x9.jpg","time":"10 minutes","ctaUrl":"/advice/cash-out-refinancing/","updatedDate":"November 21, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Cash-out refinancing: Unlock your loan's equity</span>\n"},{"headlineText":"<p>Understanding the capital gains tax on home sales</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-understanding-capital-gains-tax-on-home-sale-16x9.jpg","time":"2 minutes","ctaUrl":"/advice/understanding-capital-gains-tax-on-home-sale/","updatedDate":"November 20, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Understanding the capital gains tax on home sales</span>\n"},{"headlineText":"<p>Money-saving strategies that work</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-money-saving-strategies-16x9.jpg","time":"8 minutes","ctaUrl":"/advice/money-saving-strategies/","updatedDate":"November 19, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">:&nbsp;Money-saving strategies that work</span>\n"},{"headlineText":"<p>What does pre-qualified mean for a credit card?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-what-does-pre-qualified-mean-for-a-credit-card-16x9.jpg","time":"8 minutes","ctaUrl":"/advice/what-does-pre-qualified-mean-for-a-credit-card/","updatedDate":"November 19, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: What does pre-qualified mean for a credit card?</span>\n"},{"headlineText":"<p>Post-deployment, celebrate smart, not broke</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-post-deployment-celebratory-purchases-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/post-deployment-celebratory-purchases/","updatedDate":"November 15, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">:&nbsp;Post-deployment, celebrate smart, not broke</span>\n"},{"headlineText":"<p>Maximize your tax benefits with charitable giving</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-maximize-tax-benefits-of-charitable-donations-16x9.jpg","time":"3 minutes","ctaUrl":"/advice/maximize-tax-benefits-of-charitable-donations/","updatedDate":"November 15, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Maximize your tax benefits with charitable giving</span>\n"},{"headlineText":"<p>How the National Guard and Reserves may impact your budget</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-financial-preparation-call-to-active-duty-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/financial-preparation-call-to-active-duty/","updatedDate":"November 14, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: How the National Guard and Reserves may impact your budget</span>\n"},{"headlineText":"<p>Veteran financial advisor gives budgeting pointers</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-veteran-budgeting-tips-16x9.jpg","time":"8 minutes","ctaUrl":"/advice/budgeting-tips/","updatedDate":"October 15, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Veteran financial advisor gives budgeting pointers</span>\n"},{"headlineText":"<p>5 tax tips for service members and their families</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-5taxtipsforservicemembers-2256.jpg","time":"3 minutes","ctaUrl":"/advice/military-tax-filing-tips/","updatedDate":"October 10, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\"> 5 Tax tips for service members and their families</span>\n"},{"headlineText":"<p>Does your credit score affect your life insurance?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-does-your-credit-score-affect-life-insurance-16x9.jpg","time":"4 minutes","ctaUrl":"/advice/does-your-credit-score-affect-life-insurance/","updatedDate":"October 07, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Does your credit score affect your life insurance?</span>\n"},{"headlineText":"<p>How to establish your first financial plan</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-personal-financial-planning-getting-started-16x9.jpg","time":"4 minutes","ctaUrl":"/advice/personal-financial-planning-getting-started/","updatedDate":"September 30, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: How to establish your first financial plan</span>\n"},{"headlineText":"<p>How to get out of debt</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-how-to-get-out-debt-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/how-to-get-out-debt/","updatedDate":"September 27, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: How to get out of debt</span>\n"},{"headlineText":"<p>How to save money in a recession</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-how-to-save-money-in-a-recession-16x9.jpg","time":"5 minutes","ctaUrl":"/advice/how-to-save-money-in-a-recession/","updatedDate":"September 20, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: How to save money in a recession</span>\n"},{"headlineText":"<p>Saving vs investing: Which is right for me?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-saving-vs-investing-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/saving-vs-investing/","updatedDate":"September 17, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Saving vs investing: Which is right for me?</span>\n"},{"headlineText":"<p>How to do taxes: 4 steps for first-time filers</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-taxtipsforfirsttimefilers-16x9.jpg","time":"3 minutes","ctaUrl":"/advice/how-to-file-taxes-for-the-first-time/","updatedDate":"August 30, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\"> How to do taxes: 4 steps for first-time filers</span>\n"},{"headlineText":"<p>How to do taxes: 4 steps for first-time filers</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-taxtipsforfirsttimefilers-16x9.jpg","time":"3 minutes","ctaUrl":"/advice/how-to-file-taxes-for-the-first-time/","updatedDate":"August 26, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: How to do taxes: 4 steps for first-time filers</span>\n"},{"headlineText":"<p>Joining the military as enlisted versus officer: What to know</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-enlisted-vs-officer-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/enlisted-versus-officer/","updatedDate":"August 07, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">[: Joining the military as enlisted versus officer: What to know]</span>\n"},{"headlineText":"<p>Your guide to applying for a personal loan</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-how-to-apply-for-a-personal-loan-16x91.jpg","time":"6 minutes","ctaUrl":"/advice/how-to-apply-for-a-personal-loan/","updatedDate":"July 31, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Your guide to applying for a personal loan</span>\n"},{"headlineText":"<p>7 advantages of having a checking account</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-advantages-of-having-a-checking-account-16x9.jpg","time":"4 minutes","ctaUrl":"/advice/advantages-of-having-a-checking-account/","updatedDate":"July 25, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: 7 advantages of having a checking account</span>\n"},{"headlineText":"<p>The high cost of credit card minimum payments</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-cost-of-credit-card-minimum-payment-16x9.jpg","time":"9 minutes","ctaUrl":"/advice/cost-of-credit-card-minimum-payment/","updatedDate":"July 18, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: The high cost of credit card minimum payments</span>\n"},{"headlineText":"<p>What is a checking account?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-what-is-a-checking-account-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/what-is-a-checking-account/","updatedDate":"July 18, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: What is a checking account?</span>\n"},{"headlineText":"<p>Can I get a credit card if I have less than stellar credit?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-ac-how-to-build-credit-16x9.jpg","time":"9 minutes","ctaUrl":"/advice/can-you-get-a-credit-card-with-bad-credit/","updatedDate":"July 09, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Can I get a credit card if I have less than stellar credit?</span>\n"},{"headlineText":"<p>Should I use a personal loan to pay off debt?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-personal-loan-to-pay-off-debt-16x9.jpg","time":"9 minutes","ctaUrl":"","updatedDate":"July 03, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Should I use a personal loan to pay off debt?</span>\n"},{"headlineText":"<p>5 ways to pay for college</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-how-to-pay-for-college-16x9.jpg","time":"3 minutes","ctaUrl":"/advice/how-to-pay-for-college/","updatedDate":"June 28, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: 5 ways to pay for college</span>\n"},{"headlineText":"<p>Elder financial abuse: How to protect yourself and your family</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-elder-financial-abuse-16x9.jpg","time":"5 minutes","ctaUrl":"/advice/elder-financial-abuse/","updatedDate":"June 06, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Elder financial abuse: How to protect yourself and your family</span>\n"},{"headlineText":"<p>Teaching your kids the basics about credit</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-teaching-kids-about-credit-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/teaching-kids-about-credit/","updatedDate":"June 03, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Teaching your kids the basics about credit</span>\n"},{"headlineText":"<p>Military identity theft: Protect yourself while you serve</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-military-identity-theft-16x9.jpg","time":"8 minutes","ctaUrl":"/advice/military-identity-theft/","updatedDate":"May 27, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">Military identity theft: Protect yourself while you serve</span>\n"},{"headlineText":"<p>Why rates differ between annuities, savings accounts and CDs.</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-annuity-vs-cd-vs-savings-account-interest-rates-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/annuity-vs-cd-vs-savings-account-interest-rates/","updatedDate":"May 26, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Why rates differ between annuities, savings accounts and CDs.</span>\n"},{"headlineText":"<p>Protect your accounts from overdrafts</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-how-to-avoid-overdraft-fees-16x9.jpg","time":"4 minutes","ctaUrl":"/advice/how-to-avoid-overdraft-fees/","updatedDate":"May 24, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Protect your accounts from overdrafts</span>\n"},{"headlineText":"<p>Strategies for borrowing from a 401(k) or TSP accounts</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-strategies-for-borrowing-from-401k-or-tsp-16x9.jpg","time":"7 minutes","ctaUrl":"/advice/strategies-for-borrowing-from-401k-or-tsp/","updatedDate":"May 23, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">:&nbsp;Smart strategies for borrowing from 401(k) or TSP accounts</span>\n"},{"headlineText":"<p>Do I need personal cyber insurance?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-personal-cyber-insurance-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/personal-cyber-insurance/","updatedDate":"May 21, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Do I need personal cyber insurance?</span>\n"},{"headlineText":"<p>Money saving tips for families to reach their financial goals together</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-money-saving-tips-for-families-16x9.jpg","time":"5 minutes","ctaUrl":"/inet/wc/advice-family-money-saving-tips-for-families","updatedDate":"May 08, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Money saving tips for families to reach their financial goals together</span>\n"},{"headlineText":"<p>Do I need a 529 plan for each child?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-do-i-need-a-529-for-each-child-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/do-i-need-a-529-for-each-child/","updatedDate":"April 02, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">:Do I need a 529 plan for each child?</span>\n"},{"headlineText":"<p>Personal income tax: What can I do with my refund?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-what-to-do-with-tax-refund-16x9.jpg","time":"4 minutes","ctaUrl":"/advice/what-to-do-with-tax-refund/","updatedDate":"March 23, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Personal income tax: What can I do with my refund?</span>\n"},{"headlineText":"<p>Should I get a loan when I begin my career as a military officer?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-should-i-get-career-starter-loan-16x9.jpg","time":"7 minutes","ctaUrl":"/advice/should-i-get-career-starter-loan/","updatedDate":"March 17, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Should I get a loan when I begin my career as a military officer?</span>\n"},{"headlineText":"<p>Credit card fraud: How to help keep your credit cards safe</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/2300201-adv-art-credit-card-fraud-2256.jpg","time":"6 minutes","ctaUrl":"/advice/how-to-prevent-credit-card-fraud/","updatedDate":"February 22, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Credit card fraud: How to help keep your credit cards safe</span>\n"},{"headlineText":"<p>Is life insurance taxable?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-is-life-insurance-taxable-16x9.jpg","time":"5 minutes","ctaUrl":"/advice/is-life-insurance-taxable/","updatedDate":"February 06, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Is life insurance taxable?</span>\n"},{"headlineText":"<p>How to apply for college financial aid</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-how-to-apply-for-financial-aid-16x9.jpg","time":"6 minutes","ctaUrl":"/inet/wc/advice-family-college-financial-aid","updatedDate":"February 03, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">&nbsp;How to apply for college financial aid</span>\n"},{"headlineText":"<p>5 questions to ask yourself when shopping for a new bank</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-things-to-consider-when-choosing-a-bank-16x9.jpg","time":"8 minutes","ctaUrl":"/advice/things-to-consider-when-choosing-a-bank","updatedDate":"January 24, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: 5 questions to ask yourself when shopping for a new bank</span>\n"},{"headlineText":"<p>How to choose your next credit card</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-how-to-choose-a-credit-card-16x9.jpg","time":"5 minutes","ctaUrl":"/advice/how-to-choose-a-credit-card/","updatedDate":"January 10, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: How to choose your next credit card</span>\n"},{"headlineText":"<p>The saver's guide to choosing between a CD and a savings account</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-cd-vs-savings-account-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/cd-vs-savings-account","updatedDate":"January 09, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: The saver's guide to choosing between a CD and a savings account</span>\n"},{"headlineText":"<p>Interest on a savings account: How your money can make money</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-how-does-interest-work-on-a-savings-account-16x9.jpg","time":"4 minutes","ctaUrl":"/advice/how-does-interest-work-on-a-savings-account","updatedDate":"January 08, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Interest on a savings account: How your money can make money</span>\n"},{"headlineText":"<p>6 tips to pay down credit card debt in a year</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-how-to-pay-off-credit-card-debt-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/how-to-pay-off-credit-card-debt/","updatedDate":"December 19, 2023","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: 6 tips to pay down credit card debt in a year</span>\n"},{"headlineText":"<p>Why some married couples file separate taxes</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-marriedfilingseparately-2256.jpg","time":"2 minutes","ctaUrl":"/advice/married-couple-file-taxes-separately/","updatedDate":"December 15, 2023","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Why some married couples file separate taxes</span>\n"},{"headlineText":"<p>Turn your pay increase into financial security</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-how-to-maximize-your-income-after-a-raise-16x9.jpg","time":"5 minutes","ctaUrl":"/advice/how-to-maximize-your-income-after-a-raise/","updatedDate":"December 04, 2023","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Turn your pay increase into financial security</span>\n"},{"headlineText":"<p>Crypto-friendly banking: What should you know?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-crypto-friendly-banking-16x9.jpg","time":"5 minutes","ctaUrl":"/advice/crypto-friendly-banking/","updatedDate":"October 06, 2023","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Crypto-friendly banking: What should you know?</span>\n"},{"headlineText":"<p>How much can I afford to borrow?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-how-much-can-i-afford-to-borrow-16x9.jpg","time":"5 minutes","ctaUrl":"/inet/wc/advice-finances-debt-to-income-ratio","updatedDate":"April 12, 2023","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: How much can I afford to borrow?</span>\n"},{"headlineText":"<p>How to combat inflation</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-how-to-combat-inflation-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/how-to-combat-inflation/","updatedDate":"February 16, 2023","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: How to combat inflation</span>\n"},{"headlineText":"<p>What to do if the IRS sends an audit notice</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-what-to-do-if-you-get-an-irs-audit-notice-16x9.jpg","time":"2 minutes","ctaUrl":"/advice/what-to-do-if-you-get-an-irs-audit-notice/","updatedDate":"February 10, 2023","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: What to do if the IRS sends an audit notice</span>\n"},{"headlineText":"<p>How to get out of debt</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-ac-how-to-pay-off-debt-16x9.jpg","time":"6 minutes","ctaUrl":"/inet/wc/advice-finances-gettingoutofdebt","updatedDate":"November 14, 2022","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: How to get out of debt</span>\n"}]

global:products/advice/display-index/product/banking/cds,global:products/advice/display-index/product/banking/checking,global:products/advice/display-index/product/banking/savings-account,global:products/advice/display-index/product/banking/credit-cards,global:products/advice/display-index/product/banking/youth-banking,global:products/advice/display-index/product/banking/personal-loans,global:products/advice/display-index/product/investing/brokerage-and-trading,global:products/advice/display-index/product/investing/investment-funds,global:products/advice/display-index/product/investing/automated-investing,global:products/advice/display-index/product/investing/529-education-savings,global:products/advice/display-index/topic/education/paying-for-college,global:products/advice/display-index/topic/finances/budgeting,global:products/advice/display-index/topic/finances/credit,global:products/advice/display-index/topic/finances/debt,global:products/advice/display-index/topic/finances/saving,global:products/advice/display-index/topic/finances/spending,global:products/advice/display-index/topic/finances/taxes,global:products/advice/display-index/topic/finances/charitable-giving,global:products/advice/display-index/topic/finances/crypto,global:products/advice/display-index/topic/finances/money-market,global:products/advice/display-index/topic/finances/investments/diversification,global:products/advice/display-index/topic/finances/investments/compound-interest,global:products/advice/display-index/topic/military/savings-deposit-program,global:products/advice/display-index/topic/security-and-privacy,global:products/investments/investing-education

/content/dam/content-fragments/advice

Systems Error

A database communication error has occurred that is preventing any result from being displayed. Please refresh this page or try again later.

article image

Prepare your finances for a natural disaster

December 01, 2025 | Article: 3 minutes

Read article: Prepare your finances for a natural disaster (Opens new window)
article image

Understanding cryptocurrency investment risks

November 20, 2025 | Article: 7 minutes

Read article: Understanding cryptocurrency investment risks (Opens new window)
article image

Checking versus savings account: What's the difference?

November 20, 2025 | Article: 6 minutes

Read article: Checking versus savings account: What's the difference? (Opens new window)
article image

How do credit cards work?

November 20, 2025 | Article: 6 minutes

Read article: How do credit cards work? (Opens new window)
article image

Military discounts: How to save big

November 04, 2025 | Article: 10 minutes

Read article: Military discounts: How to save big (Opens new window)
article image

Everything you need to know about a certificate of deposit, or CD

November 04, 2025 | Article: 6 minutes

Read article: Everything you need to know about a certificate of deposit, or CD (Opens new window)
article image

Military money moves: Get financially fit

October 31, 2025 | Article: 3 minutes

Read article: Military money moves: Get financially fit (Opens new window)
article image

Credit cards for teens: Is your kid ready?

October 30, 2025 | Article: 7 minutes

Read article: Credit cards for teens: Is your kid ready? (Opens new window)
article image

How to use a digital wallet

October 29, 2025 | Article: 5 minutes

Read article: How to use a digital wallet (Opens new window)
article image

CD ladder strategy: Earn more and access cash

October 15, 2025 | Article: 6 minutes

Read article: CD ladder strategy: Earn more and access cash (Opens new window)

Need help with something else?

Other advice topics

  • Auto
  • Home
  • Military Life
  • Life, Health and Family
  • Retirement

Additional products

  • Home Loans
  • Auto Loans
  • Investments
  • Life Insurance
  • Umbrella Insurance

Related footnotes:

  1. You are leaving USAA and being directed to a third party site that is not maintained, owned or operated by USAA. USAA does not control and is not responsible for the site content or the privacy or security practices of third parties. You should read the third party's privacy and security policies and site terms, as their practices may differ from those of USAA.

Related footnotes:

  1. Membership eligibility and product restrictions apply and are subject to change.

  2. The information contained is provided for informational purposes only and is not intended to represent any endorsement, expressed or implied, by USAA or any affiliates.

  3. USAA means United Services Automobile Association and its affiliates.

8172451