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Vehicle maintenance and protection

Owning a car is a big investment. Keeping up with regular vehicle maintenance and repairs, as well as having the right insurance coverage, can help protect it and your wallet from costly unexpected problems.

The basics of vehicle ownership

How do I keep my car or truck in great shape? What are the signs my car needs maintenance? Do I have the right auto limits? From oil changes and tire rotations to auto insurance coverage, these resources can help you keep your car on the road.

 

  1. 5 tips for better auto insurance
  2. How do I set my comprehensive insurance deductible?
  3. Car liability insurance benefits
  4. Vehicle maintenance checklist for optimal car care
  5. What happens when your car is totaled?
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Top related products

Auto insurance

Auto insurance helps protect your vehicle and its passengers, as well as others on the road, in the case of an accident or needed repairs. Opting for additional coverage beyond just liability insurance can help save your finances.

Learn more about auto insurance coverage options

What can affect your insurance rates?

Ways to save on your auto insurance

There may be discounts for safe driving habits, driving your vehicle less, or storing your vehicle due to deployment. This can help keep your insurance policy within budget while making sure you have the coverage you need.

Learn more about ways to save on your auto insurance

How can you lower the cost of your premium?

Motorcycle insurance

Motorcycle insurance can help with expenses if you’re in an accident, you need roadside assistance or your bike gets stolen. Most states require liability coverage for you to register and ride your bike. Also consider additional coverage for injury protection.

Learn more about motorcycle insurance

Read about the true cost of owning a motorcycle

Bicycle and e-bike insurance

Whether you ride a bike regularly for commuting, competition, or just for leisurely fun, there are coverage options you might not be aware of. Make sure you're protected against theft, damage, injury, or other potential risks.

Learn more about bicycle and e-bike insurance

Read about what bike insurance covers

Classic and collector car insurance

Classic and collector cars require more care and attention, which means specialized insurance. Make sure you have the right kind of policy that considers the true value, including coverage for restorations.

Learn more about classic and collector car insurance

Read tips on storing your car

Insurance for other types of vehicles

RVs, boats, ATVs, and even planes all require their own particular types of insurance and specialty coverage. You'll want to make sure you know how these different kinds of policies work before your next adventure.

Learn more about insurance for other types of vehicles

Read about what else you can insure

Need to file or manage your claim?

Upload pictures, message your adjuster and schedule repairs.

Report a claim

Check claim status

Tools and resources

 

Tools

  • Get an Auto ID Card
  • Manage Your Insurance Policy
  • Windshield Repair and Replacement Claim
  • Roadside Assistance
  • Claims Videos

Perks and discounts

  • Safe Driving Discounts
  • Vehicle Repairs
  • Vehicle Maintenance
  • Discounts on Tires
  • USAA Perks®

Preparing for natural disasters

Seasonal car maintenance and protecting your vehicle from severe weather can help keep you and your family safe on the road and reduce needed repairs. Don't let a change in weather impact your finances or peace of mind.

Visit the Natural Disaster Center

Read the auto insurance claims guide

Related articles

Browse all auto articles.

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Need help with something else?

 

Related topics

  • Buying and Selling Vehicles
  • Home Maintenance and Protection
  • Moving
  • Permanent Change of Station
  • Deployment

Additional products

  • ATV Insurance
  • RV and Motorhome Insurance
  • Boat Insurance
  • Personal Watercraft Insurance
  • Aviation Insurance

Additional topics

  • Home
  • Military Life
  • Finances
  • Life and Health
  • Family
  • Retirement

Related footnotes:

  1. Use of the term "member" or "membership" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change. To join USAA, separated military personnel must have received a discharge type of Honorable or General Under Honorable Conditions. Eligible family members may also join USAA.

  2. The information contained is provided for informational purposes only and is not intended to represent any endorsement, expressed or implied, by USAA or any affiliates.

  3. USAA means United Services Automobile Association and its affiliates.

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