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USAA AUTO

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Members saved an average of $960 a year‍ ‍ by switching

That could mean an average of $80 back in your pocket every month.‍ ‍

Coverage that meets your needs

Savings, service and flexibility designed to serve you best.

Save in so many ways

  • You could receive up to 30% off your premium at renewal for being a safe driver with USAA SafePilot®.‍ ‍
  • You could get a discount if your car is less than three years old‍ ‍
  • Save when bundling multiple policies‍ ‍
  • Save even more with USAA Perks® just for being a member

Always-on support

  • Request roadside assistance 24/7‍ ‍
  • Submit claims, track the status and chat with your adjuster online or in the app
  • Schedule vehicle inspections and other services through the mobile app or online

Flexibility to fit your needs

  • Drive less and you could pay less with USAA SafePilot Miles™‍ ‍
  • Flexible payment plan options to help you accommodate your budget‍ ‍
  • Tailor your coverage based on your needs and budget
Start your quote to find coverage that meets your needs

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Proudly supporting the military community

USAA is here to serve U.S. active military, veterans and their eligible family members, understanding their unique needs and offering the award-winning service they deserve.

Switch now. See what you could be saving.

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Related footnotes:

  1. IN PENNSYLVANIA, WE RESERVE THE RIGHT TO REFUSE TO QUOTE ANY INDIVIDUAL A PREMIUM RATE FOR THE INSURANCE ADVERTISED HEREIN.

Related footnotes:

  1. Potential average savings based on a countrywide survey conducted March 3, 2026 to March 30, 2026 of new customers who self-reported savings when they switched to USAA Auto Insurance between Feb. 12, 2025 to Feb. 1, 2026. Individual savings may vary and isn't guaranteed.

  2. The USAA SafePilot® and USAA SafePilot Miles™ programs are optional programs available with USAA Auto Insurance. Member must have an active USAA Auto Insurance policy and enroll in USAA SafePilot or USAA SafePilot Miles to receive discounts and/or mileage based rates. These programs are only available in select states. Program availability and state restrictions apply. Smartphone, data plan and download of the USAA DriveSafe™ App required.

    USAA SafePilot and USAA SafePilot Miles: Earned driving discount is offered at renewal and is based on driving behavior of all the rated drivers on the policy. Discount will vary by program selected and may vary by state. Discounts are subject to change over the life of the policy.

    USAA SafePilot program: Participation discount expires at first renewal in which the earned driving discount is applied, not to exceed 365 days.

    USAA SafePilot Miles program: This program is best for those comfortable with a monthly bill that varies and if you drive less than 8,000 miles per year.

    Review the Program Terms and Conditions for more information.

  3. Discounts may not be available in all locations and are subject to change, other restrictions may apply.

  4. Multiple product savings do not apply in all states or to all situations. Savings subject to change. Restrictions apply.

  5. USAA Roadside Assistance™ is part of USAA Towing and Labor coverage and applies to covered vehicles only. USAA Roadside Assistance is provided through Agero Services Corp. NOTE: If you need to use Roadside Assistance for an insured vehicle that does not have USAA Towing and Labor coverage, you will be responsible for all charges and services performed. Roadside Assistance coverage does not cover the cost of repair parts. Additional premium required for towing and labor coverage with Roadside Assistance.

  6. Restrictions may apply to installment payment options.

Related footnotes:

  1. Use of the term "member" or "membership" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change. To join USAA, separated military personnel must have received a discharge type of Honorable or General Under Honorable Conditions. Eligible family members may also join USAA.

  2. USAA Perks is available to all members of USAA Membership Services and customers with a USAA number. Purchase of a USAA Insurance product is not required.

  3. The USAA Perks program is provided through USAA Alliance Services LLC, a wholly owned subsidiary of USAA. USAA Alliance Services contracts with companies not affiliated with USAA to offer their products and services to members and customers. USAA Alliance Services receives compensation from these companies based on the sale of these products or services. When you purchase a product or service from one of these companies, that company is responsible for protecting your data and its processes and procedures may differ from those of USAA. These companies have sole financial responsibility for their products and services.

  4. Auto Insurance underwritten by United Services Automobile Association (USAA), USAA Casualty Insurance Company, USAA General Indemnity Company, USAA County Mutual Insurance Company, USAA Falcon Property & Casualty Insurance Company, Garrison Property and Casualty Insurance Company, based in San Antonio, Texas; USAA EU DAC (Europe), and USAA EU DAC UK Branch (United Kingdom), and is available only to persons eligible for P&C group membership. Each company has sole financial responsibility for its own products.

    Coverages subject to the terms and conditions of the policy.

    Learn about USAA's use of Artificial Intelligence.

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