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Join the ranks of satisfied members

See if you’re eligible for USAA membership. Checking is quick and simple.

Check eligibility To check membership eligibility.

Serving military and their families

Our products and services are open to current and former military. Plus the spouses and children of our members are welcome too. Curious if you can join? Take a minute to check.

Get started To check membership eligibility.

USAA helps keep you covered 

Members get access to trusted and quality service for a range of needs.

Auto

  • Members who switched to USAA Auto Insurance saved $840 on average a year.‍ ‍ See note 1
  • Choose from options to get your coverage right, and you could save for driving less and for driving safe.‍ ‍ See note 2
  • Easily file a claim and manage your policy 24/7 with the USAA Mobile App.

Home and renters

  • Personal items are covered at today's value.‍ ‍ See note 3
  • Save up to 10% when you bundle your home or renters insurance with auto.‍ ‍ See note 4
  • Claims-free discount. Save on your premium if you haven't filed any recent claims. Terms apply.‍ ‍ See note 5

Additional insurance options

  • The USAA Insurance Agency offers a range of insurance options for motorcycles, RVs, pets and more.
  • Pick a payment plan that fits your pay schedule.‍ ‍ See note 6
  • Get coverage that starts the day you need it — even if that's today. 
Get a quote To check membership eligibility.

Perks are part of the package 

Get more money back in your pocket. See how you can save on cruises, concerts and more with USAA Perks®.

Tickets and events

Save up to 40% on tickets to theme parks and live entertainment.‍ ‍ See note 7

Travel

Save up to 50%‍ ‍ See note 8 on resorts and up to 
35% on car rentals.‍ ‍ See note 9

Discounts and deals

Save even more with discounts on meal delivery kits and gym memberships.

Are you eligible? Find out now.

Take this quick quiz and see if you’re able to become a USAA member.

Check eligibility To check membership eligibility.

Related footnotes:

  1. IN PENNSYLVANIA, WE RESERVE THE RIGHT TO REFUSE TO QUOTE ANY INDIVIDUAL A PREMIUM RATE FOR THE INSURANCE ADVERTISED HEREIN.

Related footnotes:

  1. Potential average savings based on a countrywide survey conducted March 6, 2025 to April 4, 2025 of new customers who self-reported savings when they switched to USAA Auto Insurance between July 1, 2024 to March 26, 2025. Individual savings may vary and isn't guaranteed.

  2. United Services Automobile Association discounts and savings for safe drivers may include, but are not limited to, the Premier Driver Level, Premier Driver Discount, Good Driver Discount (California) and Safe Driving program. Not available in all locations. Restrictions may apply.

  3. With replacement cost coverage, at our option, subject to policy limits and policy deductible, if you actually replace the property we will pay you the lesser of our cost to restore, repair or replace the damaged property or the amount you actually spent to restore, repair or replace the property. Coverage applies to damage or loss due to events listed in your policy.

  4. Savings are off total premium. Not available in all states or in all situations. To qualify for a discount on the property policy, a USAA Auto Insurance policy must be active within 60 days of issuing the property policy. Discounts will apply at renewal for existing property product(s). Discount subject to change. Restrictions apply.

  5. Discounts may not be available in all locations and are subject to change, other restrictions may apply.

  6. Restrictions may apply to installment payment options.

  7. Save up to 40% on select Theme parks, attractions, shows, and event ticketing services provided through Entertainment Benefits Group, LLC d/b/a MemberDeals.com or its suppliers. Actual savings will vary based on travel dates, location, season, availability, number of tickets purchased and product purchased. All products are US dollars. Rates can change at any time without prior notice. Terms and conditions apply.

  8. Save up to 50% by booking select preferred resort reservations through Member Travel Privileges. Actual savings will vary based on travel dates, location, season, availability and product purchased. Up to 50% off discount is based on Member Travel Privileges preferred resort inventory. Resort rates are US dollars, per night, per room based on double occupancy and availability. Rates can change at any time without prior notice. Savings Credits or additional redemption currency may not be available on all resort bookings.

  9. Hertz: Hertz Pay Now rates are applicable only to the time and mileage charges of the rental. Taxes, fees and options are excluded. Offer is available at participating cities/locations and blackout dates may apply. Go to usaa.com/hertz for full offer terms and conditions.

    Budget: The savings of up to 35% applies to Budget Pay Now rates and is applicable only to the time and mileage charges of the rental. Offer does not apply to Signature Series (car group X). Go to usaa.com/budget for full offer terms and conditions.

    Avis: The savings of up to 35% applies to Avis Pay Now rates and is applicable only to the time and mileage charges of the rental. Offer does not apply to Signature Series (car group X). Go to usaa.com/avis for full offer terms and conditions.

    Enterprise, Alamo and National: Discounts of up to 5% apply to time and mileage charges only. Discounts in local currency on redemption. Go to usaa.com/enterprise for full offer terms and conditions.

Related footnotes:

  1. Use of the term "member" or "membership" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change. To join USAA, separated military personnel must have received a discharge type of Honorable or General Under Honorable Conditions. Eligible family members may also join USAA.

  2. USAA Perks is available to all members of USAA Membership Services and customers with a USAA number. Purchase of a USAA Insurance product is not required.

  3. The USAA Perks program is provided through USAA Alliance Services LLC, a wholly owned subsidiary of USAA. USAA Alliance Services contracts with companies not affiliated with USAA to offer their products and services to members and customers. USAA Alliance Services receives compensation from these companies based on the sale of these products or services. When you purchase a product or service from one of these companies, that company is responsible for protecting your data and its processes and procedures may differ from those of USAA. These companies have sole financial responsibility for their products and services.

  4. Property and casualty insurance underwritten by United Services Automobile Association (USAA), USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company, NOBLR Reciprocal Exchange, based in San Antonio, Texas; USAA S.A. (Europe), and USAA S.A. UK Branch (United Kingdom) and is available only to persons eligible for property and casualty group membership. Each company has sole financial responsibility for its own products.

    Coverages subject to the terms and conditions of the policy.

  5. USAA Insurance Agency means USAA Insurance Agency, Incorporated or USAA of Texas Insurance Agency (collectively the “Agency”). California License #0D78305, Texas License #7096. 9800 Fredericksburg Road, San Antonio, Texas 78288. The Agency contracts with insurance carriers that are not affiliated with USAA and offers products and services (“third-party insurance products”) on their behalf. Third-party insurance products are not underwritten by USAA or its affiliates. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive other performance-based compensation from them. Purchase of third-party insurance products does not establish USAA membership. Product and coverage descriptions are brief. All coverages are subject to the terms and conditions of your policy. Read your policy for details. Product and coverage availability may vary in some locations and all applications for insurance are subject to underwriting by the insurance carrier.

  6. Pet Health Insurance is administered by Embrace Pet Insurance Agency, LLC (Lic. No 0G89328) and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8) and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Discounts may vary and are subject to change. For full terms and conditions, visit https://www.embracepetinsurance.com/coverage/embrace-terms.

    Premiums are based on the current age of your pet. Premium may increase due to the age of your pet at renewal. Initial premiums may be impacted by the species or breed of your pet. Premium may change based on your home address.

    Wellness Rewards is marketed and administered by Embrace Pet Insurance Agency, LLC. It is NOT INSURANCE and is not a regulated benefit. It is offered as an optional wellness membership plan. Your use of Wellness Rewards is based on an annual maximum. Your use of Wellness Rewards may result in liability for outstanding fees if you terminate your membership before the expiration of the 12-month membership period. Wellness Rewards is not available in RI. For full terms, visit https://www.embracepetinsurance.com/wellness-rewards-terms-of-service (c) 2025 American Modern Insurance Group, Inc.

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